How to manage credit risk

Detalhes bibliográficos
Autor(a) principal: Lisboa, Inês
Data de Publicação: 2018
Outros Autores: Miguel, Joana
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10400.8/9012
Resumo: European Journal of Applied Business Management, Special Issue of ICABM 2018.
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spelling How to manage credit riskManaging creditCredit riskCredit policiesCredit limitsCredit informationBad debtEuropean Journal of Applied Business Management, Special Issue of ICABM 2018.Purpose: Managing credit risk is crucial for a company’s solvency. Most of the company’s receivables are in credit. Prompt payments are almost insignificant, and the delay of turnover payments has become a tendency, especially with the 2007/2008 financial crisis. Therefore, companies must know how to set individual credit to customers, how to protect from non-payments, how to act timely and how to minimize indebtedness. This paper aims to highlight answers to all these questions. Methodology: This paper deals with the theoretical exposition of credit management, presenting illustrations and explaining how to interpret financial data. Findings: Managing credit risk contributes to decrease the company’s risk and to increase its value. Companies may establish credit policies to build relationships of respect and trust with customers. Moreover, it helps to decrease the company’s indebtedness, and to increase liquidity. Finally, a company that control customers’ credit avoids losing money due to customer’s insolvency. Originality: This paper represents a major contribution to the empirical literature and practice of managing credit. An in-depth study of the thematic is provided. We explain all the inputs needed for a future implementation of a customer credit limit, and how the company can manage credit in the way to maximize its value and minimize risk.EJABMIC-OnlineLisboa, InêsMiguel, Joana2023-12-06T18:21:00Z20182018-01-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.8/9012eng2183-5594https://doi.org/10.58869/EJABMinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-01-17T15:58:42Zoai:iconline.ipleiria.pt:10400.8/9012Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T01:51:36.226612Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv How to manage credit risk
title How to manage credit risk
spellingShingle How to manage credit risk
Lisboa, Inês
Managing credit
Credit risk
Credit policies
Credit limits
Credit information
Bad debt
title_short How to manage credit risk
title_full How to manage credit risk
title_fullStr How to manage credit risk
title_full_unstemmed How to manage credit risk
title_sort How to manage credit risk
author Lisboa, Inês
author_facet Lisboa, Inês
Miguel, Joana
author_role author
author2 Miguel, Joana
author2_role author
dc.contributor.none.fl_str_mv IC-Online
dc.contributor.author.fl_str_mv Lisboa, Inês
Miguel, Joana
dc.subject.por.fl_str_mv Managing credit
Credit risk
Credit policies
Credit limits
Credit information
Bad debt
topic Managing credit
Credit risk
Credit policies
Credit limits
Credit information
Bad debt
description European Journal of Applied Business Management, Special Issue of ICABM 2018.
publishDate 2018
dc.date.none.fl_str_mv 2018
2018-01-01T00:00:00Z
2023-12-06T18:21:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10400.8/9012
url http://hdl.handle.net/10400.8/9012
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv 2183-5594
https://doi.org/10.58869/EJABM
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv EJABM
publisher.none.fl_str_mv EJABM
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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repository.mail.fl_str_mv
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