Financial literacy among portuguese higher education students

Detalhes bibliográficos
Autor(a) principal: Antão, Mário
Data de Publicação: 2022
Outros Autores: Nunes, Cristina, Silvestre, Cláudia, Caldeira, João, Martinho, Carla, Negas, Mário
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10400.21/15253
Resumo: Our globalised world, with increasingly diversified and rapid trade, requires properly informed and equally rapid decisions, where financial literacy is a core life skill. The information, attitudes and financial knowledge associated with these decisions are essential to ensure the sustainability of economies. The day-to-day life of any citizen is surrounded by financial decisions that determine and condition not only the individual well-being, but also financial sustainability of families, institutions and, consequently, local, and global economies.The need for everyone to take responsibility places the financial literacy of a population as a key issue for good governance. Moreover, financial ignorance has costs. Thus, the promotion of an inclusive financial sector is one of the objectives of several governments and institutional bodies, so since 2015 it has been included in the 2030 UN agenda in 5 of the 17 sustainable development goals. The literacy in general corresponds to the ability of each individual to acquire knowledge, develop cognitive and social skills that allow him, with the information available in society to make the right decision.Financial education is useful for people of all ages and education level. However, higher education students are one of the groups in which any country tends to place many expectations, since they are the future decision makers, so this is the target audience of this research. The survey was released in April 10, and it will be open until May 10, 2022. This preliminary study, which is part of a wider research, aims to determine the level of financial literacy of higher education students in Portugal and to determine whether there are differences in gender, age, course area, and day/ post-work students. Keywords: financial literacy; financial knowledge; financial attitude; financial behaviour; higher education students.
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spelling Financial literacy among portuguese higher education studentsFinancial literacyFinancial knowledgeFinancial attitudeFinancial behaviorHigher education studentsOur globalised world, with increasingly diversified and rapid trade, requires properly informed and equally rapid decisions, where financial literacy is a core life skill. The information, attitudes and financial knowledge associated with these decisions are essential to ensure the sustainability of economies. The day-to-day life of any citizen is surrounded by financial decisions that determine and condition not only the individual well-being, but also financial sustainability of families, institutions and, consequently, local, and global economies.The need for everyone to take responsibility places the financial literacy of a population as a key issue for good governance. Moreover, financial ignorance has costs. Thus, the promotion of an inclusive financial sector is one of the objectives of several governments and institutional bodies, so since 2015 it has been included in the 2030 UN agenda in 5 of the 17 sustainable development goals. The literacy in general corresponds to the ability of each individual to acquire knowledge, develop cognitive and social skills that allow him, with the information available in society to make the right decision.Financial education is useful for people of all ages and education level. However, higher education students are one of the groups in which any country tends to place many expectations, since they are the future decision makers, so this is the target audience of this research. The survey was released in April 10, and it will be open until May 10, 2022. This preliminary study, which is part of a wider research, aims to determine the level of financial literacy of higher education students in Portugal and to determine whether there are differences in gender, age, course area, and day/ post-work students. Keywords: financial literacy; financial knowledge; financial attitude; financial behaviour; higher education students.GATR JournalsRCIPLAntão, MárioNunes, CristinaSilvestre, CláudiaCaldeira, JoãoMartinho, CarlaNegas, Mário2023-01-05T15:10:16Z2022-092022-09-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.21/15253engAntão, M., Nunes, C., Silvestre C., Caldeira, J., Martinho C. & Negas, M (2022). Financial literacy among portuguese higher education students. Journal of Business and Economics Review (JBER), 7(2), 141-150. https://doi.org/10.35609/jber.2022.7.2(3)2636-918410.35609/jber.2022.7.2(3)0128-259Xmetadata only accessinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-08-03T10:12:34Zoai:repositorio.ipl.pt:10400.21/15253Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T20:22:57.400757Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Financial literacy among portuguese higher education students
title Financial literacy among portuguese higher education students
spellingShingle Financial literacy among portuguese higher education students
Antão, Mário
Financial literacy
Financial knowledge
Financial attitude
Financial behavior
Higher education students
title_short Financial literacy among portuguese higher education students
title_full Financial literacy among portuguese higher education students
title_fullStr Financial literacy among portuguese higher education students
title_full_unstemmed Financial literacy among portuguese higher education students
title_sort Financial literacy among portuguese higher education students
author Antão, Mário
author_facet Antão, Mário
Nunes, Cristina
Silvestre, Cláudia
Caldeira, João
Martinho, Carla
Negas, Mário
author_role author
author2 Nunes, Cristina
Silvestre, Cláudia
Caldeira, João
Martinho, Carla
Negas, Mário
author2_role author
author
author
author
author
dc.contributor.none.fl_str_mv RCIPL
dc.contributor.author.fl_str_mv Antão, Mário
Nunes, Cristina
Silvestre, Cláudia
Caldeira, João
Martinho, Carla
Negas, Mário
dc.subject.por.fl_str_mv Financial literacy
Financial knowledge
Financial attitude
Financial behavior
Higher education students
topic Financial literacy
Financial knowledge
Financial attitude
Financial behavior
Higher education students
description Our globalised world, with increasingly diversified and rapid trade, requires properly informed and equally rapid decisions, where financial literacy is a core life skill. The information, attitudes and financial knowledge associated with these decisions are essential to ensure the sustainability of economies. The day-to-day life of any citizen is surrounded by financial decisions that determine and condition not only the individual well-being, but also financial sustainability of families, institutions and, consequently, local, and global economies.The need for everyone to take responsibility places the financial literacy of a population as a key issue for good governance. Moreover, financial ignorance has costs. Thus, the promotion of an inclusive financial sector is one of the objectives of several governments and institutional bodies, so since 2015 it has been included in the 2030 UN agenda in 5 of the 17 sustainable development goals. The literacy in general corresponds to the ability of each individual to acquire knowledge, develop cognitive and social skills that allow him, with the information available in society to make the right decision.Financial education is useful for people of all ages and education level. However, higher education students are one of the groups in which any country tends to place many expectations, since they are the future decision makers, so this is the target audience of this research. The survey was released in April 10, and it will be open until May 10, 2022. This preliminary study, which is part of a wider research, aims to determine the level of financial literacy of higher education students in Portugal and to determine whether there are differences in gender, age, course area, and day/ post-work students. Keywords: financial literacy; financial knowledge; financial attitude; financial behaviour; higher education students.
publishDate 2022
dc.date.none.fl_str_mv 2022-09
2022-09-01T00:00:00Z
2023-01-05T15:10:16Z
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10400.21/15253
url http://hdl.handle.net/10400.21/15253
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv Antão, M., Nunes, C., Silvestre C., Caldeira, J., Martinho C. & Negas, M (2022). Financial literacy among portuguese higher education students. Journal of Business and Economics Review (JBER), 7(2), 141-150. https://doi.org/10.35609/jber.2022.7.2(3)
2636-9184
10.35609/jber.2022.7.2(3)
0128-259X
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