Payment Terminal Emulator

Detalhes bibliográficos
Autor(a) principal: Liudmila Kisialiova
Data de Publicação: 2020
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: https://hdl.handle.net/10216/129053
Resumo: Nowadays, cash payments are becoming less popular and few understand, what a complicated process stands behind the habitual inserting the card into PoS (Point-of-Sale) terminal. This payment process are implemented by FinTech companies, that provide banks and merchants with ready-to-use PoS terminals. And the most expensive and time-consuming phase of payment solution integration is is the certification of terminal software. In this work we consider communication protocol between a smart card and a PoS terminal based on EMV (Europay Mastercard Visa) international standard, together with its known vulnerabilities. In order to improve the certification process in one Portuguese FinTech company, standalone software for emulation of full EMV transaction workflow is suggested. We present details about implementation of 3C Emulator application.
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spelling Payment Terminal EmulatorEngenharia electrotécnica, electrónica e informáticaElectrical engineering, Electronic engineering, Information engineeringNowadays, cash payments are becoming less popular and few understand, what a complicated process stands behind the habitual inserting the card into PoS (Point-of-Sale) terminal. This payment process are implemented by FinTech companies, that provide banks and merchants with ready-to-use PoS terminals. And the most expensive and time-consuming phase of payment solution integration is is the certification of terminal software. In this work we consider communication protocol between a smart card and a PoS terminal based on EMV (Europay Mastercard Visa) international standard, together with its known vulnerabilities. In order to improve the certification process in one Portuguese FinTech company, standalone software for emulation of full EMV transaction workflow is suggested. We present details about implementation of 3C Emulator application.2020-07-172020-07-17T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttps://hdl.handle.net/10216/129053TID:202592235engLiudmila Kisialiovainfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-11-29T13:00:21Zoai:repositorio-aberto.up.pt:10216/129053Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T23:31:33.646435Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Payment Terminal Emulator
title Payment Terminal Emulator
spellingShingle Payment Terminal Emulator
Liudmila Kisialiova
Engenharia electrotécnica, electrónica e informática
Electrical engineering, Electronic engineering, Information engineering
title_short Payment Terminal Emulator
title_full Payment Terminal Emulator
title_fullStr Payment Terminal Emulator
title_full_unstemmed Payment Terminal Emulator
title_sort Payment Terminal Emulator
author Liudmila Kisialiova
author_facet Liudmila Kisialiova
author_role author
dc.contributor.author.fl_str_mv Liudmila Kisialiova
dc.subject.por.fl_str_mv Engenharia electrotécnica, electrónica e informática
Electrical engineering, Electronic engineering, Information engineering
topic Engenharia electrotécnica, electrónica e informática
Electrical engineering, Electronic engineering, Information engineering
description Nowadays, cash payments are becoming less popular and few understand, what a complicated process stands behind the habitual inserting the card into PoS (Point-of-Sale) terminal. This payment process are implemented by FinTech companies, that provide banks and merchants with ready-to-use PoS terminals. And the most expensive and time-consuming phase of payment solution integration is is the certification of terminal software. In this work we consider communication protocol between a smart card and a PoS terminal based on EMV (Europay Mastercard Visa) international standard, together with its known vulnerabilities. In order to improve the certification process in one Portuguese FinTech company, standalone software for emulation of full EMV transaction workflow is suggested. We present details about implementation of 3C Emulator application.
publishDate 2020
dc.date.none.fl_str_mv 2020-07-17
2020-07-17T00:00:00Z
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dc.identifier.uri.fl_str_mv https://hdl.handle.net/10216/129053
TID:202592235
url https://hdl.handle.net/10216/129053
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