Banking Products In Portugal

Detalhes bibliográficos
Autor(a) principal: Couto, Gualter
Data de Publicação: 2018
Outros Autores: Pimentel, Pedro, Toste, Luís Miguel da Silva
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10400.3/5270
Resumo: The offerings of financial products to investors have evolved considerably over the last decades. This study was undertaken to understand the importance of financial products in Portugal for banks and private clients. Different financial products can provide to banks an important role on their revenues and liquidity. For clients allows to invest their savings according the risk, complexity and potential return they pretend be exposed. Financial products can be divided into four groups: deposits, investment funds, securities, and insurance banking. The six largest banks with Portuguese headquarters were identified based on an analysis of net asset value, and the products offered were analyzed. It was found that on an overall basis, the offerings of financial products available in banks are rather diverse and, at the same time, uniform. It was also noted that investment decisions are dependent on the investors and there are financial innovations that attract differentiated savings.
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spelling Banking Products In PortugalBancosProdutos FinanceirosSistema EconómicoBanking ProductsFinancial ProductsFinancial InnovationPortugalThe offerings of financial products to investors have evolved considerably over the last decades. This study was undertaken to understand the importance of financial products in Portugal for banks and private clients. Different financial products can provide to banks an important role on their revenues and liquidity. For clients allows to invest their savings according the risk, complexity and potential return they pretend be exposed. Financial products can be divided into four groups: deposits, investment funds, securities, and insurance banking. The six largest banks with Portuguese headquarters were identified based on an analysis of net asset value, and the products offered were analyzed. It was found that on an overall basis, the offerings of financial products available in banks are rather diverse and, at the same time, uniform. It was also noted that investment decisions are dependent on the investors and there are financial innovations that attract differentiated savings.Universidade dos AçoresRepositório da Universidade dos AçoresCouto, GualterPimentel, PedroToste, Luís Miguel da Silva2019-12-20T17:51:42Z2018-052018-05-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.3/5270engCouto, Gualter; Pimentel, Pedro; Toste, Luís (2018). Banking Products In Portugal, “Working Paper Series”, nº 6/18, 10 pp.. Ponta Delgada: Universidade dos Açores, CEEAplA-A.info:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2022-12-20T14:33:34Zoai:repositorio.uac.pt:10400.3/5270Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T16:27:31.636801Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Banking Products In Portugal
title Banking Products In Portugal
spellingShingle Banking Products In Portugal
Couto, Gualter
Bancos
Produtos Financeiros
Sistema Económico
Banking Products
Financial Products
Financial Innovation
Portugal
title_short Banking Products In Portugal
title_full Banking Products In Portugal
title_fullStr Banking Products In Portugal
title_full_unstemmed Banking Products In Portugal
title_sort Banking Products In Portugal
author Couto, Gualter
author_facet Couto, Gualter
Pimentel, Pedro
Toste, Luís Miguel da Silva
author_role author
author2 Pimentel, Pedro
Toste, Luís Miguel da Silva
author2_role author
author
dc.contributor.none.fl_str_mv Repositório da Universidade dos Açores
dc.contributor.author.fl_str_mv Couto, Gualter
Pimentel, Pedro
Toste, Luís Miguel da Silva
dc.subject.por.fl_str_mv Bancos
Produtos Financeiros
Sistema Económico
Banking Products
Financial Products
Financial Innovation
Portugal
topic Bancos
Produtos Financeiros
Sistema Económico
Banking Products
Financial Products
Financial Innovation
Portugal
description The offerings of financial products to investors have evolved considerably over the last decades. This study was undertaken to understand the importance of financial products in Portugal for banks and private clients. Different financial products can provide to banks an important role on their revenues and liquidity. For clients allows to invest their savings according the risk, complexity and potential return they pretend be exposed. Financial products can be divided into four groups: deposits, investment funds, securities, and insurance banking. The six largest banks with Portuguese headquarters were identified based on an analysis of net asset value, and the products offered were analyzed. It was found that on an overall basis, the offerings of financial products available in banks are rather diverse and, at the same time, uniform. It was also noted that investment decisions are dependent on the investors and there are financial innovations that attract differentiated savings.
publishDate 2018
dc.date.none.fl_str_mv 2018-05
2018-05-01T00:00:00Z
2019-12-20T17:51:42Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10400.3/5270
url http://hdl.handle.net/10400.3/5270
dc.language.iso.fl_str_mv eng
language eng
dc.relation.none.fl_str_mv Couto, Gualter; Pimentel, Pedro; Toste, Luís (2018). Banking Products In Portugal, “Working Paper Series”, nº 6/18, 10 pp.. Ponta Delgada: Universidade dos Açores, CEEAplA-A.
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade dos Açores
publisher.none.fl_str_mv Universidade dos Açores
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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