Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?

Detalhes bibliográficos
Autor(a) principal: Conceição, Ana Filipa
Data de Publicação: 2016
Outros Autores: Cebola, Cátia Marques
Tipo de documento: Artigo
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10400.8/3338
Resumo: The economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages.
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spelling Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?NegotiationOverindebtednessFinancial servicesThe economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages.Wolters KluwerIC-OnlineConceição, Ana FilipaCebola, Cátia Marques2018-07-18T15:57:45Z20162016-01-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.8/3338eng2364-4710metadata only accessinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-01-17T15:46:58Zoai:iconline.ipleiria.pt:10400.8/3338Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T01:47:28.198987Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
title Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
spellingShingle Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
Conceição, Ana Filipa
Negotiation
Overindebtedness
Financial services
title_short Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
title_full Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
title_fullStr Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
title_full_unstemmed Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
title_sort Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
author Conceição, Ana Filipa
author_facet Conceição, Ana Filipa
Cebola, Cátia Marques
author_role author
author2 Cebola, Cátia Marques
author2_role author
dc.contributor.none.fl_str_mv IC-Online
dc.contributor.author.fl_str_mv Conceição, Ana Filipa
Cebola, Cátia Marques
dc.subject.por.fl_str_mv Negotiation
Overindebtedness
Financial services
topic Negotiation
Overindebtedness
Financial services
description The economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages.
publishDate 2016
dc.date.none.fl_str_mv 2016
2016-01-01T00:00:00Z
2018-07-18T15:57:45Z
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dc.type.driver.fl_str_mv info:eu-repo/semantics/article
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dc.identifier.uri.fl_str_mv http://hdl.handle.net/10400.8/3338
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dc.language.iso.fl_str_mv eng
language eng
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dc.publisher.none.fl_str_mv Wolters Kluwer
publisher.none.fl_str_mv Wolters Kluwer
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
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