Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Outros Autores: | |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10400.8/3338 |
Resumo: | The economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages. |
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Consumer financial services and negotiation: how is Portugal dealing with indebted consumers?NegotiationOverindebtednessFinancial servicesThe economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages.Wolters KluwerIC-OnlineConceição, Ana FilipaCebola, Cátia Marques2018-07-18T15:57:45Z20162016-01-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10400.8/3338eng2364-4710metadata only accessinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-01-17T15:46:58Zoai:iconline.ipleiria.pt:10400.8/3338Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T01:47:28.198987Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
title |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
spellingShingle |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? Conceição, Ana Filipa Negotiation Overindebtedness Financial services |
title_short |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
title_full |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
title_fullStr |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
title_full_unstemmed |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
title_sort |
Consumer financial services and negotiation: how is Portugal dealing with indebted consumers? |
author |
Conceição, Ana Filipa |
author_facet |
Conceição, Ana Filipa Cebola, Cátia Marques |
author_role |
author |
author2 |
Cebola, Cátia Marques |
author2_role |
author |
dc.contributor.none.fl_str_mv |
IC-Online |
dc.contributor.author.fl_str_mv |
Conceição, Ana Filipa Cebola, Cátia Marques |
dc.subject.por.fl_str_mv |
Negotiation Overindebtedness Financial services |
topic |
Negotiation Overindebtedness Financial services |
description |
The economic crisis of the early twenty-first century has reinforced the need for consumer protection mechanisms at the level of financial services. The main measures adopted in Portugal in this context are set out in Decree-Law No 227/ 2012 of 25 October. In this paper we will analyse the instruments introduced, namely the PARI (Action Plan for Breaching of Contract Risks), the PERSI (Extrajudicial Procedure for Breach of Financial Contracts), the RACE (Support Network for Indebted Consumers) and the Credit Mediator, in order to assess their main advantages and disadvantages. |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016 2016-01-01T00:00:00Z 2018-07-18T15:57:45Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10400.8/3338 |
url |
http://hdl.handle.net/10400.8/3338 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
2364-4710 |
dc.rights.driver.fl_str_mv |
metadata only access info:eu-repo/semantics/openAccess |
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metadata only access |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Wolters Kluwer |
publisher.none.fl_str_mv |
Wolters Kluwer |
dc.source.none.fl_str_mv |
reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
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Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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RCAAP |
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RCAAP |
reponame_str |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
collection |
Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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1799136968878063616 |