Changes in digital business model types - a longitudinal trend study of the United States fintech industry

Detalhes bibliográficos
Autor(a) principal: Eckert, Constantin Johannes
Data de Publicação: 2021
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/138438
Resumo: The finance sector is undergoing significant changes that are enabling several new digital business models. Fintech start ups are expanding in new fields using new platforms to deliver better and more personalized services. Despite growing investments, the fintech movement still currently lacks some scientific understanding. Therefore, with this research, the goal is to extend the understanding through a longitudinal trend study of the business model types of fintech’s. This was done by analyzing how the business model types of newly founded start ups in the last decade have changed compared to those found earlier. Results have shown that Investing & Personal Finance (e.g., Robinhood), Infrastructure & Automation (e.g., Alloy), Digital Banking (e.g., Chime), and Cryptocurrency (e.g., Coin base) have increased significantly. In contrast, Finance & Analytics, Wealth Management, Real Estate & Mortgage, Payments & Payroll, and Lending have all decreased, with only Insurance increasing marginally.
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spelling Changes in digital business model types - a longitudinal trend study of the United States fintech industryFintechUnited StatesBusiness model typesTrend studyCrunchbaseLongitudinal studyTaxonomyDomínio/Área Científica::Ciências Sociais::Economia e GestãoThe finance sector is undergoing significant changes that are enabling several new digital business models. Fintech start ups are expanding in new fields using new platforms to deliver better and more personalized services. Despite growing investments, the fintech movement still currently lacks some scientific understanding. Therefore, with this research, the goal is to extend the understanding through a longitudinal trend study of the business model types of fintech’s. This was done by analyzing how the business model types of newly founded start ups in the last decade have changed compared to those found earlier. Results have shown that Investing & Personal Finance (e.g., Robinhood), Infrastructure & Automation (e.g., Alloy), Digital Banking (e.g., Chime), and Cryptocurrency (e.g., Coin base) have increased significantly. In contrast, Finance & Analytics, Wealth Management, Real Estate & Mortgage, Payments & Payroll, and Lending have all decreased, with only Insurance increasing marginally.Queiró, Francisco Pizarro Beleza RodriguesRUNEckert, Constantin Johannes2022-05-23T15:16:43Z2022-01-112021-12-172022-01-11T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/138438TID:202974286enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:15:40Zoai:run.unl.pt:10362/138438Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:49:04.922612Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Changes in digital business model types - a longitudinal trend study of the United States fintech industry
title Changes in digital business model types - a longitudinal trend study of the United States fintech industry
spellingShingle Changes in digital business model types - a longitudinal trend study of the United States fintech industry
Eckert, Constantin Johannes
Fintech
United States
Business model types
Trend study
Crunchbase
Longitudinal study
Taxonomy
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Changes in digital business model types - a longitudinal trend study of the United States fintech industry
title_full Changes in digital business model types - a longitudinal trend study of the United States fintech industry
title_fullStr Changes in digital business model types - a longitudinal trend study of the United States fintech industry
title_full_unstemmed Changes in digital business model types - a longitudinal trend study of the United States fintech industry
title_sort Changes in digital business model types - a longitudinal trend study of the United States fintech industry
author Eckert, Constantin Johannes
author_facet Eckert, Constantin Johannes
author_role author
dc.contributor.none.fl_str_mv Queiró, Francisco Pizarro Beleza Rodrigues
RUN
dc.contributor.author.fl_str_mv Eckert, Constantin Johannes
dc.subject.por.fl_str_mv Fintech
United States
Business model types
Trend study
Crunchbase
Longitudinal study
Taxonomy
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Fintech
United States
Business model types
Trend study
Crunchbase
Longitudinal study
Taxonomy
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description The finance sector is undergoing significant changes that are enabling several new digital business models. Fintech start ups are expanding in new fields using new platforms to deliver better and more personalized services. Despite growing investments, the fintech movement still currently lacks some scientific understanding. Therefore, with this research, the goal is to extend the understanding through a longitudinal trend study of the business model types of fintech’s. This was done by analyzing how the business model types of newly founded start ups in the last decade have changed compared to those found earlier. Results have shown that Investing & Personal Finance (e.g., Robinhood), Infrastructure & Automation (e.g., Alloy), Digital Banking (e.g., Chime), and Cryptocurrency (e.g., Coin base) have increased significantly. In contrast, Finance & Analytics, Wealth Management, Real Estate & Mortgage, Payments & Payroll, and Lending have all decreased, with only Insurance increasing marginally.
publishDate 2021
dc.date.none.fl_str_mv 2021-12-17
2022-05-23T15:16:43Z
2022-01-11
2022-01-11T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/138438
TID:202974286
url http://hdl.handle.net/10362/138438
identifier_str_mv TID:202974286
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
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