Development Banks and Social Currencies as Financial Inclusion and Solidarity Economy Mechanisms: a sistematic review

• Autor(a) principal: Cruz, Douglas Aleixo Santos da
• Data de Publicação: 2023
• Outros Autores: Oliveira, Raimundo Corrêa de, Freitas, Silvia Regina Sampaio
• Tipo de documento: Artigo
• Idioma: por
• Título da fonte: Cadernos de Prospecção (Online)
• Texto Completo: https://periodicos.ufba.br/index.php/nit/article/view/50418
• topic: Serviços Bancários; Banco Comunitário de Desenvolvimento; Inclusão Financeira.; Banking Services; Community Development Bank; Financial Inclusion.

Economic growth and development, combined with the reduction of social inequalities, are the main objectives to be achieved by modern society, which has not found the necessary balance between wealth creation and its distribution. In Brazil, financial citizenship collides with unbanking, reaching more than 34 million people. Although powerful, the Brazilian banking system does not reach the less favored people, causing financial exclusion and increasing social inequalities. This work discusses how Community Development Banks, through their social currencies, provide the financial inclusion of people who do not have access to traditional banking services, proving their effectiveness with proof of successful implementations. Through a systematic review of the literature, it was concluded that Community Development Banks have been playing an important role in alleviating social inequality, allowing people from lower classes to promote the circulation of wealth within their communities.