An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ

Detalhes bibliográficos
Autor(a) principal: Notlin de AraÃjo Almeida
Data de Publicação: 2012
Tipo de documento: Dissertação
Idioma: por
Título da fonte: Biblioteca Digital de Teses e Dissertações da UFC
Texto Completo: http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=9326
Resumo: As from informations upon 111.123 active and retired state public workers from the executive power of the state of CearÃ, regarding to the month of April of 2012, and informations regarding to the payroll of the state public service, wag-es and discount values with monthly deduction from the payroll, this paper ana-lyzes the determinants of the likelihood of a public state worker to be indebted or over-indebted, taking into account that this second category is characteristi-cally indebted over the average of its group. Dual dependent variable models with probit theory are developed and the results show that in the functional cat-egory groups, the probability of indebtedness varies from 40 and 75 per cent, and the over-indebtedness varies from 27 and 75 per cent, which means a criti-cal financial situation of the state worker.
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spelling info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisAn analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃUma anÃlise do risco de endividamento e sobre-endividamento do servidor pÃblico do poder executivo do Estado do CearÃ2012-10-16Andrei Gomes Simonassi00000060068http://lattes.cnpq.br/8542940399953204 Christiano Modesto Penna08191866781http://lattes.cnpq.br/1813321084959262Paulo RogÃrio Faustino Matos00000000084http://lattes.cnpq.br/028852240010996225445748778Notlin de AraÃjo AlmeidaUniversidade Federal do CearÃPrograma de PÃs-GraduaÃÃo em Economia - CAENUFCBREndividamento Sobre-endividamento EmprÃstimo consignado Modelos de escolha qualitativaIndebtedness Over-indebtedness Monthly reduction from the payroll Qualitative choice modelsCIENCIAS SOCIAIS APLICADASAs from informations upon 111.123 active and retired state public workers from the executive power of the state of CearÃ, regarding to the month of April of 2012, and informations regarding to the payroll of the state public service, wag-es and discount values with monthly deduction from the payroll, this paper ana-lyzes the determinants of the likelihood of a public state worker to be indebted or over-indebted, taking into account that this second category is characteristi-cally indebted over the average of its group. Dual dependent variable models with probit theory are developed and the results show that in the functional cat-egory groups, the probability of indebtedness varies from 40 and 75 per cent, and the over-indebtedness varies from 27 and 75 per cent, which means a criti-cal financial situation of the state worker.A partir de dados para 111.123 servidores pÃblicos estaduais ativos e aposentados do Poder Executivo do estado do CearÃ, com referÃncia em abril de 2012, e informaÃÃes referentes à folha de pagamento do serviÃo pÃblico estadual, remuneraÃÃo e valores de descontos com emprÃstimos consignados em folha de pagamento, esta dissertaÃÃo analisa os determinantes da probabilidade de um servidor pÃblico do estado estar endividado ou sobre-endividado, sendo esta Ãltima categoria caracterizada pela existÃncia de um endividamento acima da mÃdia de seu grupo. Modelos de variÃvel dependente binÃria com hipÃtese Probit sÃo desenvolvidos e os resultados permitem inferir que no conjunto das categorias funcionais, a propensÃo ao endividamento varia de 40% a 75% e ao sobre-endividamento varia de 27% a 75%, o que sinaliza uma situaÃÃo financeira crÃtica dos servidor estadual.Secretaria do Planejamento e GestÃohttp://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=9326application/pdfinfo:eu-repo/semantics/openAccessporreponame:Biblioteca Digital de Teses e Dissertações da UFCinstname:Universidade Federal do Cearáinstacron:UFC2019-01-21T11:22:26Zmail@mail.com -
dc.title.en.fl_str_mv An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
dc.title.alternative.pt.fl_str_mv Uma anÃlise do risco de endividamento e sobre-endividamento do servidor pÃblico do poder executivo do Estado do CearÃ
title An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
spellingShingle An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
Notlin de AraÃjo Almeida
Endividamento
Sobre-endividamento
EmprÃstimo consignado
Modelos de escolha qualitativa
Indebtedness
Over-indebtedness
Monthly reduction from the payroll
Qualitative choice models
CIENCIAS SOCIAIS APLICADAS
title_short An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
title_full An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
title_fullStr An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
title_full_unstemmed An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
title_sort An analysis of the risk of debt over-indebtedness and public servants of the executive branch of state cearÃ
author Notlin de AraÃjo Almeida
author_facet Notlin de AraÃjo Almeida
author_role author
dc.contributor.advisor1.fl_str_mv Andrei Gomes Simonassi
dc.contributor.advisor1ID.fl_str_mv 00000060068
dc.contributor.advisor1Lattes.fl_str_mv http://lattes.cnpq.br/8542940399953204
dc.contributor.referee1.fl_str_mv Christiano Modesto Penna
dc.contributor.referee1ID.fl_str_mv 08191866781
dc.contributor.referee1Lattes.fl_str_mv http://lattes.cnpq.br/1813321084959262
dc.contributor.referee2.fl_str_mv Paulo RogÃrio Faustino Matos
dc.contributor.referee2ID.fl_str_mv 00000000084
dc.contributor.referee2Lattes.fl_str_mv http://lattes.cnpq.br/0288522400109962
dc.contributor.authorID.fl_str_mv 25445748778
dc.contributor.author.fl_str_mv Notlin de AraÃjo Almeida
contributor_str_mv Andrei Gomes Simonassi
Christiano Modesto Penna
Paulo RogÃrio Faustino Matos
dc.subject.por.fl_str_mv Endividamento
Sobre-endividamento
EmprÃstimo consignado
Modelos de escolha qualitativa
topic Endividamento
Sobre-endividamento
EmprÃstimo consignado
Modelos de escolha qualitativa
Indebtedness
Over-indebtedness
Monthly reduction from the payroll
Qualitative choice models
CIENCIAS SOCIAIS APLICADAS
dc.subject.eng.fl_str_mv Indebtedness
Over-indebtedness
Monthly reduction from the payroll
Qualitative choice models
dc.subject.cnpq.fl_str_mv CIENCIAS SOCIAIS APLICADAS
dc.description.sponsorship.fl_txt_mv Secretaria do Planejamento e GestÃo
dc.description.abstract.por.fl_txt_mv As from informations upon 111.123 active and retired state public workers from the executive power of the state of CearÃ, regarding to the month of April of 2012, and informations regarding to the payroll of the state public service, wag-es and discount values with monthly deduction from the payroll, this paper ana-lyzes the determinants of the likelihood of a public state worker to be indebted or over-indebted, taking into account that this second category is characteristi-cally indebted over the average of its group. Dual dependent variable models with probit theory are developed and the results show that in the functional cat-egory groups, the probability of indebtedness varies from 40 and 75 per cent, and the over-indebtedness varies from 27 and 75 per cent, which means a criti-cal financial situation of the state worker.
A partir de dados para 111.123 servidores pÃblicos estaduais ativos e aposentados do Poder Executivo do estado do CearÃ, com referÃncia em abril de 2012, e informaÃÃes referentes à folha de pagamento do serviÃo pÃblico estadual, remuneraÃÃo e valores de descontos com emprÃstimos consignados em folha de pagamento, esta dissertaÃÃo analisa os determinantes da probabilidade de um servidor pÃblico do estado estar endividado ou sobre-endividado, sendo esta Ãltima categoria caracterizada pela existÃncia de um endividamento acima da mÃdia de seu grupo. Modelos de variÃvel dependente binÃria com hipÃtese Probit sÃo desenvolvidos e os resultados permitem inferir que no conjunto das categorias funcionais, a propensÃo ao endividamento varia de 40% a 75% e ao sobre-endividamento varia de 27% a 75%, o que sinaliza uma situaÃÃo financeira crÃtica dos servidor estadual.
description As from informations upon 111.123 active and retired state public workers from the executive power of the state of CearÃ, regarding to the month of April of 2012, and informations regarding to the payroll of the state public service, wag-es and discount values with monthly deduction from the payroll, this paper ana-lyzes the determinants of the likelihood of a public state worker to be indebted or over-indebted, taking into account that this second category is characteristi-cally indebted over the average of its group. Dual dependent variable models with probit theory are developed and the results show that in the functional cat-egory groups, the probability of indebtedness varies from 40 and 75 per cent, and the over-indebtedness varies from 27 and 75 per cent, which means a criti-cal financial situation of the state worker.
publishDate 2012
dc.date.issued.fl_str_mv 2012-10-16
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
status_str publishedVersion
format masterThesis
dc.identifier.uri.fl_str_mv http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=9326
url http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=9326
dc.language.iso.fl_str_mv por
language por
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Federal do CearÃ
dc.publisher.program.fl_str_mv Programa de PÃs-GraduaÃÃo em Economia - CAEN
dc.publisher.initials.fl_str_mv UFC
dc.publisher.country.fl_str_mv BR
publisher.none.fl_str_mv Universidade Federal do CearÃ
dc.source.none.fl_str_mv reponame:Biblioteca Digital de Teses e Dissertações da UFC
instname:Universidade Federal do Ceará
instacron:UFC
reponame_str Biblioteca Digital de Teses e Dissertações da UFC
collection Biblioteca Digital de Teses e Dissertações da UFC
instname_str Universidade Federal do Ceará
instacron_str UFC
institution UFC
repository.name.fl_str_mv -
repository.mail.fl_str_mv mail@mail.com
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