Constructing a composite financial inclusion index for Brazil

• Autor(a) principal: João Guilherme Magalhães­ Timotio
• Data de Publicação: 2022
• Outros Autores: Francisco Vidal Barbosa, Bruno Pérez Ferreira
• Tipo de documento: Artigo
• Idioma: por
• Título da fonte: Repositório Institucional da UFMG
• Texto Completo: http://hdl.handle.net/1843/60292; https://orcid.org/0000-0003-4843-0125
• topic: Sistema financeiro; Inclusão financeira; Índice composto; Displaced Ideal Method; Brasil; Economia; Finanças; Brasil

Study objective: This work aimed to develop a composite index of financial inclusion for the Brazilian territory. Methodology/approach: The Displaced Ideal Method was used to operationalize the data. Originality/relevance: an inclusive financial system necessarily involves the democratization of finance. Financial inclusion represents a multidimensional social phenomenon that is characterized by the availability, access and use by people and companies of the products and services offered by financial institutions. Main results: the results show that, although the financial system in Brazil is accessible and available, the use by people and companies of its products and services is still limited, something seen as a barrier for the potential of finance to promote the broader social and economic development. Contributions to knowledge: it essentially consists of presenting a research frontier, endowed with contributions in a state of scientific turmoil and that therefore deserves to receive new studies that envision new perspectives, as well as confirmations and projections of new scenarios. Technical and corporate contributions: the study offers a consistent analysis of a model that can be applied to decisions, both in terms of public and corporate policies.