REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS

Detalhes bibliográficos
Autor(a) principal: Silva, Fernanda Faria
Data de Publicação: 2016
Outros Autores: Crocco, Marco, Santos, Fabiana Borges Teixeira dos, Duarte Filho, Marco Antônio
Tipo de documento: Artigo
Idioma: spa
Título da fonte: Análise Econômica (Online)
Texto Completo: https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249
Resumo: The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidence of credit concentration in more economically developed regions is dominant and increased liquidity preference in peripherical regions. The last crisis has accentuated this pattern. In the Spanish case, the market segmentation (with the presence of regional banks) mitigated the effects of the crisis. However, the recent process of bank restructuring has caused modifications in the Spanish banking map. The large number of mergers, acquisitions and interventions have increased the market concentration, reduced the credit in peripheral regions, strengthening the regional inequalities.
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spelling REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMSEFECTOS REGIONALES DE LA CRISIS FINANCIERA PARA LOS SISTEMAS BANCARIOS BRASILEÑOS Y ESPAÑOLESEFECTOS REGIONALES DE LA CRISIS FINANCIERA PARA LOS SISTEMAS BANCARIOS BRASILEÑOS Y ESPAÑOLESSistema bancarioCrisis financieraCréditoSuporte financieroG01G20G34R10R50Sistema bancarioCrisis financieraCréditosuporte financiero.G01G20G34R10R50Banking systemFinancial crisisCreditG01G20G34R10R50The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidence of credit concentration in more economically developed regions is dominant and increased liquidity preference in peripherical regions. The last crisis has accentuated this pattern. In the Spanish case, the market segmentation (with the presence of regional banks) mitigated the effects of the crisis. However, the recent process of bank restructuring has caused modifications in the Spanish banking map. The large number of mergers, acquisitions and interventions have increased the market concentration, reduced the credit in peripheral regions, strengthening the regional inequalities.El objetivo de este artículo es presentar un análisis comparativo de los efectos regionales de la última crisis financiera en los sistemas bancarios brasileño y español. Se identificaron las características de la banca en los dos países y se estableció que en el caso de Brasil todavía persiste una concentración del crédito en las regiones de mayor desarrollo económico, así como mayor preferencia por la liquidez en las regiones periféricas. La crisis financiera ha acentuado este padrón. En el caso español, se esperaba que la segmentación del mercado (con la presencia de los bancos regionales) contribuyera a la mitigación de los efectos de la crisis. Sin embargo, el proceso de reestructuración bancaria ha provocado cambios en el mapa bancario español. El gran número de fusiones, adquisiciones y operaciones ha ampliado la concentración del mercado, reduciendo el crédito en las regiones periféricas, lo que acentúa las disparidades regionales.El objetivo de este artículo es presentar un análisis comparativo de los efectos regionales de la última crisis financiera en los sistemas bancarios brasileño y español. Se identificaron las características de la banca en los dos países y se estableció que en el caso de Brasil todavía persiste una concentración del crédito en las regiones de mayor desarrollo económico, así como mayor preferencia por la liquidez en las regiones periféricas. La crisis financiera ha acentuado este padrón. En el caso español, se esperaba que la segmentación del mercado (con la presencia de los bancos regionales) contribuyera a la mitigación de los efectos de la crisis. Sin embargo, el proceso de reestructuración bancaria ha provocado cambios en el mapa bancario español. El gran número de fusiones, adquisiciones y operaciones ha ampliado la concentración del mercado, reduciendo el crédito en las regiones periféricas, lo que acentúa las disparidades regionales.UFRGS2016-03-02info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/4724910.22456/2176-5456.47249Análise Econômica; Vol. 34 No. 65 (2016): março de 2016Análise Econômica; v. 34 n. 65 (2016): março de 20162176-54560102-9924reponame:Análise Econômica (Online)instname:Universidade Federal do Rio Grande do Sul (UFRGS)instacron:UFRGSspahttps://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249/36636Copyright (c) 2019 Análise Econômicainfo:eu-repo/semantics/openAccessSilva, Fernanda FariaCrocco, MarcoSantos, Fabiana Borges Teixeira dosDuarte Filho, Marco Antônio2016-05-06T16:17:39Zoai:seer.ufrgs.br:article/47249Revistahttps://seer.ufrgs.br/index.php/AnaliseEconomicaPUBhttps://seer.ufrgs.br/index.php/AnaliseEconomica/oai||rae@ufrgs.br2176-54560102-9924opendoar:2016-05-06T16:17:39Análise Econômica (Online) - Universidade Federal do Rio Grande do Sul (UFRGS)false
dc.title.none.fl_str_mv REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
EFECTOS REGIONALES DE LA CRISIS FINANCIERA PARA LOS SISTEMAS BANCARIOS BRASILEÑOS Y ESPAÑOLES
EFECTOS REGIONALES DE LA CRISIS FINANCIERA PARA LOS SISTEMAS BANCARIOS BRASILEÑOS Y ESPAÑOLES
title REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
spellingShingle REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
Silva, Fernanda Faria
Sistema bancario
Crisis financiera
Crédito
Suporte financiero
G01
G20
G34
R10
R50
Sistema bancario
Crisis financiera
Crédito
suporte financiero.
G01
G20
G34
R10
R50
Banking system
Financial crisis
Credit
G01
G20
G34
R10
R50
title_short REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
title_full REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
title_fullStr REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
title_full_unstemmed REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
title_sort REGIONAL EFFECTS OF THE FINANCIAL CRISIS FOR BRAZILIAN AND SPANISH BANK SYSTEMS
author Silva, Fernanda Faria
author_facet Silva, Fernanda Faria
Crocco, Marco
Santos, Fabiana Borges Teixeira dos
Duarte Filho, Marco Antônio
author_role author
author2 Crocco, Marco
Santos, Fabiana Borges Teixeira dos
Duarte Filho, Marco Antônio
author2_role author
author
author
dc.contributor.author.fl_str_mv Silva, Fernanda Faria
Crocco, Marco
Santos, Fabiana Borges Teixeira dos
Duarte Filho, Marco Antônio
dc.subject.por.fl_str_mv Sistema bancario
Crisis financiera
Crédito
Suporte financiero
G01
G20
G34
R10
R50
Sistema bancario
Crisis financiera
Crédito
suporte financiero.
G01
G20
G34
R10
R50
Banking system
Financial crisis
Credit
G01
G20
G34
R10
R50
topic Sistema bancario
Crisis financiera
Crédito
Suporte financiero
G01
G20
G34
R10
R50
Sistema bancario
Crisis financiera
Crédito
suporte financiero.
G01
G20
G34
R10
R50
Banking system
Financial crisis
Credit
G01
G20
G34
R10
R50
description The aim of this article is to present an exploratory and comparative analysis of the regional effects of the last financial crisis in the Brazilian and Spanish banking systems. Recent banking characteristics of the Brazilian and Spanish banking systems were identified. In the first case, the evidence of credit concentration in more economically developed regions is dominant and increased liquidity preference in peripherical regions. The last crisis has accentuated this pattern. In the Spanish case, the market segmentation (with the presence of regional banks) mitigated the effects of the crisis. However, the recent process of bank restructuring has caused modifications in the Spanish banking map. The large number of mergers, acquisitions and interventions have increased the market concentration, reduced the credit in peripheral regions, strengthening the regional inequalities.
publishDate 2016
dc.date.none.fl_str_mv 2016-03-02
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249
10.22456/2176-5456.47249
url https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249
identifier_str_mv 10.22456/2176-5456.47249
dc.language.iso.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://seer.ufrgs.br/index.php/AnaliseEconomica/article/view/47249/36636
dc.rights.driver.fl_str_mv Copyright (c) 2019 Análise Econômica
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2019 Análise Econômica
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv UFRGS
publisher.none.fl_str_mv UFRGS
dc.source.none.fl_str_mv Análise Econômica; Vol. 34 No. 65 (2016): março de 2016
Análise Econômica; v. 34 n. 65 (2016): março de 2016
2176-5456
0102-9924
reponame:Análise Econômica (Online)
instname:Universidade Federal do Rio Grande do Sul (UFRGS)
instacron:UFRGS
instname_str Universidade Federal do Rio Grande do Sul (UFRGS)
instacron_str UFRGS
institution UFRGS
reponame_str Análise Econômica (Online)
collection Análise Econômica (Online)
repository.name.fl_str_mv Análise Econômica (Online) - Universidade Federal do Rio Grande do Sul (UFRGS)
repository.mail.fl_str_mv ||rae@ufrgs.br
_version_ 1799766267506196480

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