Educação financeira : uma análise com os servidores públicos do Centro de Excelência Dr. Milton Dortas

• Autor(a) principal: Jesus, Ysaac Lohan Carvalho de
• Data de Publicação: 2023
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Repositório Institucional da UFS
• Texto Completo: https://ri.ufs.br/jspui/handle/riufs/17770
• topic: Administração; Ensino superior; Educação financeira; Endividamento; Finanças; Financial education; Indebtedness levels; Finance; CIENCIAS HUMANAS::EDUCACAO::ADMINISTRACAO EDUCACIONAL::ADMINISTRACAO DE SISTEMAS EDUCACIONAIS

Brazil, in recent years, has made great strides in terms of creating a more financially conscious population. It is possible to observe these advances through implemented strategies, such as the creation of the NSFE (National Strategy for Financial Education), which creates ways to improve the country's level of financial education and the practices of the MEC, in relation to the imposition of teaching financial education in schools, making institutions meet the new guidelines of the National Common Curricular Base (NCCB) (FEBRABAN, 2019). Although it has taken great strides, this process is slow and still requires investments and the implementation of different strategies so that adequate levels of financial education are reached. According to Lucci et al (2006), the importance of financial education in people's lives is reflected in the greater organization of their financial resources, avoiding high levels of default on the part of the population, as well as problems with personal well-being and well-being in society. In this way, the present work was conceived in order to understand what are the impacts of financial education on people's level of indebtedness. For this, a questionnaire was applied and, therefore, an analysis of the responses of 48 higher-level servers of the Doctor Milton Dortas Center of Excellence, located in the city of Simão Dias/SE. Using Spearman's correlation parameters, it was possible to observe the strength of the influence of financial education on the level of indebtedness. Thus, the research concluded that individuals with a higher level of financial education and with more positive attitudes towards financial resources are those with the lowest levels of indebtedness. In this way, it was possible to prove the direct relationship between the variables financial education and level of indebtedness.