Mecanismos de financiamento usados por empresas Startups do estado de Sergipe

• Autor(a) principal: Costa, José Lailson Santos
• Data de Publicação: 2019
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Repositório Institucional da UFS
• Texto Completo: http://ri.ufs.br/jspui/handle/riufs/11579
• topic: Administração; Ensino de adminstração; Empreendedorismo; Micro e Pequenas Empresas; Startups; Sergipe; Entrepreneurship; Micro and Small Business; Small business; Sources of Financing; Startups; CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::ADMINISTRACAO DE EMPRESAS::ADMINISTRACAO FINANCEIRA

The way you do business is changing, especially with the introduction of new products / services that make everyday people easier. In Brazil, startups are in high growth, however, the number of such ventures in the country could be even greater if there were sufficient resources for new openings. Thus, to start any type of business is necessary the expenditure of resources. To do so, many companies use bank loans, such as short and long-term loans, credit cards, discount of duplicates, among other products. However, startups do not have guarantees of tangible assets to acquire these funds, thus giving rise to new credit demands to serve this segment. The alternative sources of financing, which among several options are: Investors Angels, Seed Capital, Incubators and Accelerators, are possibilities of support to emerging businesses. In order to understand how the financing of emerging Sergipe companies works, the main objective of this study was to investigate the sources of financing used by Startups entrepreneurs in the state of Sergipe to develop their activities. For that, a quantitative-qualitative analysis was used with a bibliographical study, using an exploratory and descriptive approach, applying a questionnaire with entrepreneurs from startups participating in the Road Show Aracaju, from Inseed Investimentos, a management company with investments in businesses that use innovation. From the analysis and interpretation of the data, it was verified that the companies use or have already used, in most cases, traditional sources of financing. It stands out the unanimity in the self-financing by the facility and cost. There has also been a significant amount of entrepreneurs using or already using resources from close family and friends. In general, the allocation of these funds was for payments of employees and working capital. Among the difficulties considered, the presentation of guarantees to the creditor was considered of greater relevance. However, the study pointed out that because the companies that were part of this study have little life cycle time, financing options are limited, and, in the view of the entrepreneurs, there are still enough difficulties to obtain resources, which suggests new approaches in studies futures.