Financial inclusion and rural development: the importance of territorial organizations
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Data de Publicação: | 2009 |
Outros Autores: | |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | Política & Sociedade (Online) |
Texto Completo: | https://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p301 |
Resumo: | In this article we analyze conditions for the construction of systems for financing processes of sustainable land development in rural áreas. In particular, we look at possibilities and dilemmas surrounding the financial inclusion of impoverished social segments and for increasing the participation of territorial organizations in the management of these systems. Based on these two issues, our work looks at empirical experiences that demonstrate progress made in this direction: the Crediamigo Program of the Banco do Nordeste and the cooperativism of the “solidarity” credit form that has sprung up in Brazil’s southern region. We conclude that both cases present innovative institutional arrangements that have generated results that have had a relevant impact on the volume of loans, the area that they reach out to and cover, the percentage of the population attended and systems of governing. Nonetheless, both must perfect their forms of action if they are to attend to intersectorial demands thatfocus on the development of the lands within which they are at work. Keywords: sustainable land development, financial inclusion, governing systems. |
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Financial inclusion and rural development: the importance of territorial organizationsInclusão financeira e desenvolvimento rural: A importância das organizações territoriaisIn this article we analyze conditions for the construction of systems for financing processes of sustainable land development in rural áreas. In particular, we look at possibilities and dilemmas surrounding the financial inclusion of impoverished social segments and for increasing the participation of territorial organizations in the management of these systems. Based on these two issues, our work looks at empirical experiences that demonstrate progress made in this direction: the Crediamigo Program of the Banco do Nordeste and the cooperativism of the “solidarity” credit form that has sprung up in Brazil’s southern region. We conclude that both cases present innovative institutional arrangements that have generated results that have had a relevant impact on the volume of loans, the area that they reach out to and cover, the percentage of the population attended and systems of governing. Nonetheless, both must perfect their forms of action if they are to attend to intersectorial demands thatfocus on the development of the lands within which they are at work. Keywords: sustainable land development, financial inclusion, governing systems.Neste artigo são analisados os condicionantes para a construção de sistemas de financiamento de processos de desenvolvimento territorial sustentável em zonas rurais. Em particular, são avaliadas as possibilidades e os dilemas que se apresentam atualmente para a inclusão financeira de segmentos sociais empobrecidos e para aumentar a participação das organizações territoriais na gestão desses sistemas. Com base nesses dois pressupostos, o trabalho aborda duas experiências empíricas que demonstram avanços nessa direção: o Programa Crediamigo do Banco do Nordeste e o cooperativismo de crédito solidário presente na região sul do País. Conclui-se que os dois casos apresentam arranjos institucionais inovadores, que têm gerado resultados relevantes em relação ao volume de empréstimos, à área de abrangência, ao percentual de público atendido e aos sistemas de governança. Porém, ambos necessitam aprimorar suas formas de atuação caso desejem atender demandas de caráter intersetorial e focadas no desenvolvimento dos territórios em que atuam.Universidade Federal de Santa Catarina (UFSC)2009-10-06info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p30110.5007/2175-7984.2009v8n14p301Política & Sociedade; Vol. 8 No. 14 (2009); 301-334Política & Sociedade; Vol. 8 Núm. 14 (2009); 301-334Política & Sociedade; v. 8 n. 14 (2009); 301-3342175-79841677-4140reponame:Política & Sociedade (Online)instname:Universidade Federal de Santa Catarina (UFSC)instacron:UFSCporhttps://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p301/10962Copyright (c) 2009 Política & Sociedadeinfo:eu-repo/semantics/openAccessCazella, Ademir AntonioBúrigo, Fábio Luiz2022-11-21T14:13:36Zoai:periodicos.ufsc.br:article/11627Revistahttp://www.periodicos.ufsc.br/index.php/politicaPUBhttps://periodicos.ufsc.br/index.php/politica/oai||ernesto.seidl@ufsc.br|| ps@cfh.ufsc.br2175-79841677-4140opendoar:2022-11-21T14:13:36Política & Sociedade (Online) - Universidade Federal de Santa Catarina (UFSC)false |
dc.title.none.fl_str_mv |
Financial inclusion and rural development: the importance of territorial organizations Inclusão financeira e desenvolvimento rural: A importância das organizações territoriais |
title |
Financial inclusion and rural development: the importance of territorial organizations |
spellingShingle |
Financial inclusion and rural development: the importance of territorial organizations Cazella, Ademir Antonio |
title_short |
Financial inclusion and rural development: the importance of territorial organizations |
title_full |
Financial inclusion and rural development: the importance of territorial organizations |
title_fullStr |
Financial inclusion and rural development: the importance of territorial organizations |
title_full_unstemmed |
Financial inclusion and rural development: the importance of territorial organizations |
title_sort |
Financial inclusion and rural development: the importance of territorial organizations |
author |
Cazella, Ademir Antonio |
author_facet |
Cazella, Ademir Antonio Búrigo, Fábio Luiz |
author_role |
author |
author2 |
Búrigo, Fábio Luiz |
author2_role |
author |
dc.contributor.author.fl_str_mv |
Cazella, Ademir Antonio Búrigo, Fábio Luiz |
description |
In this article we analyze conditions for the construction of systems for financing processes of sustainable land development in rural áreas. In particular, we look at possibilities and dilemmas surrounding the financial inclusion of impoverished social segments and for increasing the participation of territorial organizations in the management of these systems. Based on these two issues, our work looks at empirical experiences that demonstrate progress made in this direction: the Crediamigo Program of the Banco do Nordeste and the cooperativism of the “solidarity” credit form that has sprung up in Brazil’s southern region. We conclude that both cases present innovative institutional arrangements that have generated results that have had a relevant impact on the volume of loans, the area that they reach out to and cover, the percentage of the population attended and systems of governing. Nonetheless, both must perfect their forms of action if they are to attend to intersectorial demands thatfocus on the development of the lands within which they are at work. Keywords: sustainable land development, financial inclusion, governing systems. |
publishDate |
2009 |
dc.date.none.fl_str_mv |
2009-10-06 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p301 10.5007/2175-7984.2009v8n14p301 |
url |
https://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p301 |
identifier_str_mv |
10.5007/2175-7984.2009v8n14p301 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://periodicos.ufsc.br/index.php/politica/article/view/2175-7984.2009v8n14p301/10962 |
dc.rights.driver.fl_str_mv |
Copyright (c) 2009 Política & Sociedade info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Copyright (c) 2009 Política & Sociedade |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Federal de Santa Catarina (UFSC) |
publisher.none.fl_str_mv |
Universidade Federal de Santa Catarina (UFSC) |
dc.source.none.fl_str_mv |
Política & Sociedade; Vol. 8 No. 14 (2009); 301-334 Política & Sociedade; Vol. 8 Núm. 14 (2009); 301-334 Política & Sociedade; v. 8 n. 14 (2009); 301-334 2175-7984 1677-4140 reponame:Política & Sociedade (Online) instname:Universidade Federal de Santa Catarina (UFSC) instacron:UFSC |
instname_str |
Universidade Federal de Santa Catarina (UFSC) |
instacron_str |
UFSC |
institution |
UFSC |
reponame_str |
Política & Sociedade (Online) |
collection |
Política & Sociedade (Online) |
repository.name.fl_str_mv |
Política & Sociedade (Online) - Universidade Federal de Santa Catarina (UFSC) |
repository.mail.fl_str_mv |
||ernesto.seidl@ufsc.br|| ps@cfh.ufsc.br |
_version_ |
1789435204077617152 |