Determinants of credit constraint of artisanal fishermen in Ghana
Autor(a) principal: | |
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Data de Publicação: | 2020 |
Outros Autores: | , , , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Ciência Rural |
Texto Completo: | http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0103-84782020000300931 |
Resumo: | ABSTRACT: Due to the high risk associated with fishing, access to credit becomes very difficult for fishermen. The study was conducted to investigate the determinants of credit constraint on artisanal fishermen with survey data collected from artisanal fishermen in the Western and Central Regions of Ghana. A multi-stage sampling procedure was used to select respondents for the study. Data collected were analyzed with the aid of descriptive and IV-Probit model. Most of the fishermen were in their youthful stage. From the study, while boat ownership and off-fishing activity reduce the probability being credit constrained, complex procedure, and disbursement time lag increase fishermen probability of being credit constrained. The findings of the study also indicated that there is a significant difference between constrained and unconstrained fishermen fishing activity and financial status. Therefore, fishermen in need of additional credit should be catered for to increase their production, hence, livelihood. |
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Determinants of credit constraint of artisanal fishermen in GhanaCredit constraintartisanal fishermenIV-Probit modelABSTRACT: Due to the high risk associated with fishing, access to credit becomes very difficult for fishermen. The study was conducted to investigate the determinants of credit constraint on artisanal fishermen with survey data collected from artisanal fishermen in the Western and Central Regions of Ghana. A multi-stage sampling procedure was used to select respondents for the study. Data collected were analyzed with the aid of descriptive and IV-Probit model. Most of the fishermen were in their youthful stage. From the study, while boat ownership and off-fishing activity reduce the probability being credit constrained, complex procedure, and disbursement time lag increase fishermen probability of being credit constrained. The findings of the study also indicated that there is a significant difference between constrained and unconstrained fishermen fishing activity and financial status. Therefore, fishermen in need of additional credit should be catered for to increase their production, hence, livelihood.Universidade Federal de Santa Maria2020-01-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersiontext/htmlhttp://old.scielo.br/scielo.php?script=sci_arttext&pid=S0103-84782020000300931Ciência Rural v.50 n.3 2020reponame:Ciência Ruralinstname:Universidade Federal de Santa Maria (UFSM)instacron:UFSM10.1590/0103-8478cr20190119info:eu-repo/semantics/openAccessTwumasi,Martinson AnkrahJiang,YuanshengDanquah,Frank OseiChandio,Abbas AliAsiamah,Bright Korankyeeng2020-04-01T00:00:00ZRevista |
dc.title.none.fl_str_mv |
Determinants of credit constraint of artisanal fishermen in Ghana |
title |
Determinants of credit constraint of artisanal fishermen in Ghana |
spellingShingle |
Determinants of credit constraint of artisanal fishermen in Ghana Twumasi,Martinson Ankrah Credit constraint artisanal fishermen IV-Probit model |
title_short |
Determinants of credit constraint of artisanal fishermen in Ghana |
title_full |
Determinants of credit constraint of artisanal fishermen in Ghana |
title_fullStr |
Determinants of credit constraint of artisanal fishermen in Ghana |
title_full_unstemmed |
Determinants of credit constraint of artisanal fishermen in Ghana |
title_sort |
Determinants of credit constraint of artisanal fishermen in Ghana |
author |
Twumasi,Martinson Ankrah |
author_facet |
Twumasi,Martinson Ankrah Jiang,Yuansheng Danquah,Frank Osei Chandio,Abbas Ali Asiamah,Bright Korankye |
author_role |
author |
author2 |
Jiang,Yuansheng Danquah,Frank Osei Chandio,Abbas Ali Asiamah,Bright Korankye |
author2_role |
author author author author |
dc.contributor.author.fl_str_mv |
Twumasi,Martinson Ankrah Jiang,Yuansheng Danquah,Frank Osei Chandio,Abbas Ali Asiamah,Bright Korankye |
dc.subject.por.fl_str_mv |
Credit constraint artisanal fishermen IV-Probit model |
topic |
Credit constraint artisanal fishermen IV-Probit model |
description |
ABSTRACT: Due to the high risk associated with fishing, access to credit becomes very difficult for fishermen. The study was conducted to investigate the determinants of credit constraint on artisanal fishermen with survey data collected from artisanal fishermen in the Western and Central Regions of Ghana. A multi-stage sampling procedure was used to select respondents for the study. Data collected were analyzed with the aid of descriptive and IV-Probit model. Most of the fishermen were in their youthful stage. From the study, while boat ownership and off-fishing activity reduce the probability being credit constrained, complex procedure, and disbursement time lag increase fishermen probability of being credit constrained. The findings of the study also indicated that there is a significant difference between constrained and unconstrained fishermen fishing activity and financial status. Therefore, fishermen in need of additional credit should be catered for to increase their production, hence, livelihood. |
publishDate |
2020 |
dc.date.none.fl_str_mv |
2020-01-01 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0103-84782020000300931 |
url |
http://old.scielo.br/scielo.php?script=sci_arttext&pid=S0103-84782020000300931 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
10.1590/0103-8478cr20190119 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
text/html |
dc.publisher.none.fl_str_mv |
Universidade Federal de Santa Maria |
publisher.none.fl_str_mv |
Universidade Federal de Santa Maria |
dc.source.none.fl_str_mv |
Ciência Rural v.50 n.3 2020 reponame:Ciência Rural instname:Universidade Federal de Santa Maria (UFSM) instacron:UFSM |
instname_str |
Universidade Federal de Santa Maria (UFSM) |
instacron_str |
UFSM |
institution |
UFSM |
reponame_str |
Ciência Rural |
collection |
Ciência Rural |
repository.name.fl_str_mv |
|
repository.mail.fl_str_mv |
|
_version_ |
1749140554438934528 |