Determinants of demand by private pension plans in Brazil: the role of higher education, income and location

Detalhes bibliográficos
Autor(a) principal: Silva Agapito, Aline
Data de Publicação: 2020
Outros Autores: Gonzaga da Silva, Diana Lúcia
Tipo de documento: Artigo
Idioma: por
Título da fonte: Economia Ensaios
Texto Completo: https://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/50766
Resumo: The aim of this paper is to analyze how income, college degree, and location affect the decision to invest in a private pension. Brazil's demographic transition has increased the number of older people and reduced the number of births. The EC 103 (2019) arises to restructure the Social Security System, and private pension plans assume prominence. This study estimates the demand for a private pension by using a logit model, based on 2012 and 2015 PNAD (IBGE) microdata. The results indicate that income and college degree increased the probability of contribution by 14% and 224%, respectively.
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spelling Determinants of demand by private pension plans in Brazil: the role of higher education, income and locationDeterminantes da Demanda por Previdência Privada no Brasil: o Papel do Ensino Superior, da Renda e da LocalizaçãoThe aim of this paper is to analyze how income, college degree, and location affect the decision to invest in a private pension. Brazil's demographic transition has increased the number of older people and reduced the number of births. The EC 103 (2019) arises to restructure the Social Security System, and private pension plans assume prominence. This study estimates the demand for a private pension by using a logit model, based on 2012 and 2015 PNAD (IBGE) microdata. The results indicate that income and college degree increased the probability of contribution by 14% and 224%, respectively.O objetivo deste artigo é analisar como a renda, o nível superior de escolaridade e a localização afetam a decisão de investir em previdência privada. A transição demográfica do Brasil tem elevado o número de idosos e reduzido o número de nascimentos. A EC 103 (2019) surge, então, para reestruturar o Sistema Previdenciário, e a previdência privada assume destaque. Este estudo estima a demanda por previdência privada com um modelo logit, usando os microdados da PNAD (IBGE) de 2012 e 2015. Os resultados indicam que a renda e o nível superior aumentaram a probabilidade de contribuição em 14% e 224%, respectivamente.EDUFU2020-07-29info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/5076610.14393/REE-v35n1a2020-50766Revista Economia Ensaios; Vol. 35 No. 1 (2020)Revista Economia Ensaios; v. 35 n. 1 (2020)1983-19940102-2482reponame:Economia Ensaiosinstname:Universidade Federal de Uberlândia (UFU)instacron:UFUporhttps://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/50766/29566Copyright (c) 2020 Revista Economia Ensaiosinfo:eu-repo/semantics/openAccessSilva Agapito, AlineGonzaga da Silva, Diana Lúcia2020-08-03T14:09:54Zoai:ojs.www.seer.ufu.br:article/50766Revistahttps://seer.ufu.br/index.php/revistaeconomiaensaiosPUBhttps://seer.ufu.br/index.php/revistaeconomiaensaios/oai||ecoensaios@ufu.br|| ecoensaios@ufu.br1983-19940102-2482opendoar:2020-08-03T14:09:54Economia Ensaios - Universidade Federal de Uberlândia (UFU)false
dc.title.none.fl_str_mv Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
Determinantes da Demanda por Previdência Privada no Brasil: o Papel do Ensino Superior, da Renda e da Localização
title Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
spellingShingle Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
Silva Agapito, Aline
title_short Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
title_full Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
title_fullStr Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
title_full_unstemmed Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
title_sort Determinants of demand by private pension plans in Brazil: the role of higher education, income and location
author Silva Agapito, Aline
author_facet Silva Agapito, Aline
Gonzaga da Silva, Diana Lúcia
author_role author
author2 Gonzaga da Silva, Diana Lúcia
author2_role author
dc.contributor.author.fl_str_mv Silva Agapito, Aline
Gonzaga da Silva, Diana Lúcia
description The aim of this paper is to analyze how income, college degree, and location affect the decision to invest in a private pension. Brazil's demographic transition has increased the number of older people and reduced the number of births. The EC 103 (2019) arises to restructure the Social Security System, and private pension plans assume prominence. This study estimates the demand for a private pension by using a logit model, based on 2012 and 2015 PNAD (IBGE) microdata. The results indicate that income and college degree increased the probability of contribution by 14% and 224%, respectively.
publishDate 2020
dc.date.none.fl_str_mv 2020-07-29
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/50766
10.14393/REE-v35n1a2020-50766
url https://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/50766
identifier_str_mv 10.14393/REE-v35n1a2020-50766
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://seer.ufu.br/index.php/revistaeconomiaensaios/article/view/50766/29566
dc.rights.driver.fl_str_mv Copyright (c) 2020 Revista Economia Ensaios
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2020 Revista Economia Ensaios
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv EDUFU
publisher.none.fl_str_mv EDUFU
dc.source.none.fl_str_mv Revista Economia Ensaios; Vol. 35 No. 1 (2020)
Revista Economia Ensaios; v. 35 n. 1 (2020)
1983-1994
0102-2482
reponame:Economia Ensaios
instname:Universidade Federal de Uberlândia (UFU)
instacron:UFU
instname_str Universidade Federal de Uberlândia (UFU)
instacron_str UFU
institution UFU
reponame_str Economia Ensaios
collection Economia Ensaios
repository.name.fl_str_mv Economia Ensaios - Universidade Federal de Uberlândia (UFU)
repository.mail.fl_str_mv ||ecoensaios@ufu.br|| ecoensaios@ufu.br
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