Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE

Detalhes bibliográficos
Autor(a) principal: Corcino, Kevin Ferreira
Data de Publicação: 2022
Outros Autores: Silva, Franciele Alves da, Machado, Mário José de Oliveira, Silva, Thales Fabricio da Costa e, Dutra, Joselito Targino de Oliveira
Tipo de documento: Artigo
Idioma: por
Título da fonte: Research, Society and Development
Texto Completo: https://rsdjournal.org/index.php/rsd/article/view/38418
Resumo: This article aims to relate the knowledge and habits about personal finance of micro and small entrepreneurs who work in the municipality of Camaragibe-PE with their motivation to continue to undertake. A quantitative research was carried out, applying a structured questionnaire adapted from the Halpern model to 329 local entrepreneurs. Data were analyzed using descriptive and multivariate statistics, relating the constructs “financial education”, “credit management”, “asset management” and “stress with financial events” to the motivation to continue to undertake. The construct “credit management” presented the highest coefficient of explanation in the motivation to undertake. The research concluded that financial education, despite not being an explanatory factor, has a positive impact on the intention to continue entrepreneurship.
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spelling Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PEImpacto de la educación financiera en la motivación emprendedora de micros y pequeños empresarios de Camaragibe-PE Impacto da educação financeira na motivação empreendedora de micros e pequenos empreendedores em Camaragibe-PEEspíritu empresarialEducación financieraMotivación.EmpreendedorismoEducação financeiraMotivação.EntrepreneurshipFinancial educationMotivation.This article aims to relate the knowledge and habits about personal finance of micro and small entrepreneurs who work in the municipality of Camaragibe-PE with their motivation to continue to undertake. A quantitative research was carried out, applying a structured questionnaire adapted from the Halpern model to 329 local entrepreneurs. Data were analyzed using descriptive and multivariate statistics, relating the constructs “financial education”, “credit management”, “asset management” and “stress with financial events” to the motivation to continue to undertake. The construct “credit management” presented the highest coefficient of explanation in the motivation to undertake. The research concluded that financial education, despite not being an explanatory factor, has a positive impact on the intention to continue entrepreneurship.Este artículo tiene como objetivo relacionar los conocimientos y hábitos sobre finanzas personales de los micro y pequeños empresarios que actúan en el municipio de Camaragibe-PE con su motivación para seguir emprendiendo. Se realizó una investigación cuantitativa, aplicando un cuestionario estructurado adaptado del modelo de Halpern a 329 empresarios locales. Los datos fueron analizados mediante estadística descriptiva y multivariada, relacionando los constructos “educación financiera”, “gestión del crédito”, “gestión de activos” y “estrés con eventos financieros” con la motivación para seguir emprendiendo. El constructo “gestión del crédito” presentó el mayor coeficiente de explicación en la motivación para emprender. La investigación concluyó que la educación financiera, a pesar de no ser un factor explicativo, tiene un impacto positivo en la intención de continuar con el emprendimiento.Este artigo objetiva relacionar os conhecimentos e hábitos sobre finanças pessoais de micros e pequenos empresários que atuam no município de Camaragibe-PE com a sua motivação em continuar a empreender. Realizou-se uma pesquisa quantitativa, aplicando um questionário estruturado e adaptado do modelo de Halpern a 329 empreendedores locais. Os dados foram analisados por meio de estatística descritiva e multivariada, relacionando os construtos “educação financeira”, “gestão de crédito”, “gestão de ativos” e “estresse com eventos financeiros” à motivação de continuar a empreender. O construto “gestão de crédito” apresentou maior coeficiente de explicação na motivação a empreender. A pesquisa concluiu que a educação financeira, apesar de não ser um fator explicativo, impacta positivamente à intenção de continuar empreendendo.Research, Society and Development2022-12-19info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://rsdjournal.org/index.php/rsd/article/view/3841810.33448/rsd-v11i17.38418Research, Society and Development; Vol. 11 No. 17; e26111738418Research, Society and Development; Vol. 11 Núm. 17; e26111738418Research, Society and Development; v. 11 n. 17; e261117384182525-3409reponame:Research, Society and Developmentinstname:Universidade Federal de Itajubá (UNIFEI)instacron:UNIFEIporhttps://rsdjournal.org/index.php/rsd/article/view/38418/32019Copyright (c) 2022 Kevin Ferreira Corcino; Franciele Alves da Silva; Mário José de Oliveira Machado; Thales Fabricio da Costa e Silva; Joselito Targino de Oliveira Dutrahttps://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessCorcino, Kevin Ferreira Silva, Franciele Alves daMachado, Mário José de Oliveira Silva, Thales Fabricio da Costa e Dutra, Joselito Targino de Oliveira 2022-12-28T13:53:48Zoai:ojs.pkp.sfu.ca:article/38418Revistahttps://rsdjournal.org/index.php/rsd/indexPUBhttps://rsdjournal.org/index.php/rsd/oairsd.articles@gmail.com2525-34092525-3409opendoar:2024-01-17T09:52:09.060823Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)false
dc.title.none.fl_str_mv Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
Impacto de la educación financiera en la motivación emprendedora de micros y pequeños empresarios de Camaragibe-PE
Impacto da educação financeira na motivação empreendedora de micros e pequenos empreendedores em Camaragibe-PE
title Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
spellingShingle Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
Corcino, Kevin Ferreira
Espíritu empresarial
Educación financiera
Motivación.
Empreendedorismo
Educação financeira
Motivação.
Entrepreneurship
Financial education
Motivation.
title_short Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
title_full Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
title_fullStr Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
title_full_unstemmed Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
title_sort Impact of financial education on the entrepreneurial motivation of micros and small entrepreneurs in Camaragibe-PE
author Corcino, Kevin Ferreira
author_facet Corcino, Kevin Ferreira
Silva, Franciele Alves da
Machado, Mário José de Oliveira
Silva, Thales Fabricio da Costa e
Dutra, Joselito Targino de Oliveira
author_role author
author2 Silva, Franciele Alves da
Machado, Mário José de Oliveira
Silva, Thales Fabricio da Costa e
Dutra, Joselito Targino de Oliveira
author2_role author
author
author
author
dc.contributor.author.fl_str_mv Corcino, Kevin Ferreira
Silva, Franciele Alves da
Machado, Mário José de Oliveira
Silva, Thales Fabricio da Costa e
Dutra, Joselito Targino de Oliveira
dc.subject.por.fl_str_mv Espíritu empresarial
Educación financiera
Motivación.
Empreendedorismo
Educação financeira
Motivação.
Entrepreneurship
Financial education
Motivation.
topic Espíritu empresarial
Educación financiera
Motivación.
Empreendedorismo
Educação financeira
Motivação.
Entrepreneurship
Financial education
Motivation.
description This article aims to relate the knowledge and habits about personal finance of micro and small entrepreneurs who work in the municipality of Camaragibe-PE with their motivation to continue to undertake. A quantitative research was carried out, applying a structured questionnaire adapted from the Halpern model to 329 local entrepreneurs. Data were analyzed using descriptive and multivariate statistics, relating the constructs “financial education”, “credit management”, “asset management” and “stress with financial events” to the motivation to continue to undertake. The construct “credit management” presented the highest coefficient of explanation in the motivation to undertake. The research concluded that financial education, despite not being an explanatory factor, has a positive impact on the intention to continue entrepreneurship.
publishDate 2022
dc.date.none.fl_str_mv 2022-12-19
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/38418
10.33448/rsd-v11i17.38418
url https://rsdjournal.org/index.php/rsd/article/view/38418
identifier_str_mv 10.33448/rsd-v11i17.38418
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/38418/32019
dc.rights.driver.fl_str_mv https://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv https://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Research, Society and Development
publisher.none.fl_str_mv Research, Society and Development
dc.source.none.fl_str_mv Research, Society and Development; Vol. 11 No. 17; e26111738418
Research, Society and Development; Vol. 11 Núm. 17; e26111738418
Research, Society and Development; v. 11 n. 17; e26111738418
2525-3409
reponame:Research, Society and Development
instname:Universidade Federal de Itajubá (UNIFEI)
instacron:UNIFEI
instname_str Universidade Federal de Itajubá (UNIFEI)
instacron_str UNIFEI
institution UNIFEI
reponame_str Research, Society and Development
collection Research, Society and Development
repository.name.fl_str_mv Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)
repository.mail.fl_str_mv rsd.articles@gmail.com
_version_ 1797052828103999488

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