Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Tipo de documento: | Dissertação |
Idioma: | por |
Título da fonte: | Biblioteca Digital de Teses e Dissertações da UFRPE |
Texto Completo: | http://www.tede2.ufrpe.br:8080/tede2/handle/tede2/4428 |
Resumo: | Family farming has always had a key role in the food supply and fixing of farmers in the field, avoiding their exodus to the cities. This type of farming, particularly in the Northeast, is predominantly developed by undercapitalized farmers who do not have a condition to offer the guarantees required by financial institutions to hiring rural credit. To alleviate this difficulty of access to rural credit, was established in 1995, PRONAF (National Program to Strengthen Family Farming), which serves to supply credit to farmers on more favorable terms than conventional loans. However, in the literature it appears that this program presents a number of difficulties for its access. Thus, the objective of this dissertation is to identify, analyze and propose suggestions on the main difficulties encountered by family farmers in the municipality of Garanhuns - PE to access the resources of PRONAF B. To achieve this objective, we interviewed local actors who somehow deal with Pronaf and were applied 82 questionnaires to the families of the municipality farmers access or have accessed credit. It was concluded that, despite the existence of some bureaucracies and contractual requirements, the vast majority of farmers understand that the program is easy to access. There was no any great difficulty accessing the program, only a few bottlenecks that prevent its universalization. |
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CARVALHO, Daniela Moreira deVITAL, Tales WanderleyMOUTINHO, Lúcia Maria GóesBORGES FILHO, Epaminondas Luizhttp://lattes.cnpq.br/6612671600419830GUEDES, Alexandre Augusto Alves2016-05-13T13:42:03Z2016-01-29GUEDES, Alexandre Augusto Alves. Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF. 2016. 86 f. Dissertação (Programa de Pós-Graduação em Administração e Desenvolvimento Rural) - Universidade Federal Rural de Pernambuco, Recife.http://www.tede2.ufrpe.br:8080/tede2/handle/tede2/4428Family farming has always had a key role in the food supply and fixing of farmers in the field, avoiding their exodus to the cities. This type of farming, particularly in the Northeast, is predominantly developed by undercapitalized farmers who do not have a condition to offer the guarantees required by financial institutions to hiring rural credit. To alleviate this difficulty of access to rural credit, was established in 1995, PRONAF (National Program to Strengthen Family Farming), which serves to supply credit to farmers on more favorable terms than conventional loans. However, in the literature it appears that this program presents a number of difficulties for its access. Thus, the objective of this dissertation is to identify, analyze and propose suggestions on the main difficulties encountered by family farmers in the municipality of Garanhuns - PE to access the resources of PRONAF B. To achieve this objective, we interviewed local actors who somehow deal with Pronaf and were applied 82 questionnaires to the families of the municipality farmers access or have accessed credit. It was concluded that, despite the existence of some bureaucracies and contractual requirements, the vast majority of farmers understand that the program is easy to access. There was no any great difficulty accessing the program, only a few bottlenecks that prevent its universalization.A agricultura familiar sempre teve um papel fundamental no fornecimento de alimentos e na fixação dos agricultores no campo, evitando seu êxodo para as cidades. Este tipo de agricultura, principalmente na Região Nordeste, é predominantemente desenvolvida por agricultores descapitalizados, que não possuem condições de oferecer as garantias exigidas pelas instituições financeiras para contratação de crédito rural. Para amenizar essa dificuldade de acesso ao crédito rural, foi criado em 1995, o PRONAF (Programa Nacional de Fortalecimento da Agricultura Familiar), que tem a função de ofertar crédito aos agricultores familiares em condições mais vantajosas que o crédito convencional. No entanto, verifica-se na literatura que este programa apresenta uma série de dificuldades para seu acesso. Sendo assim, o objetivo dessa dissertação é identificar, analisar e propor sugestões sobre as principais dificuldades encontradas pelos agricultores familiares do município de Garanhuns - PE para acessar os recursos do Pronaf B. Para consecução desse objetivo, foram entrevistados atores locais que de alguma forma lidam com o Pronaf e foram aplicados 82 questionários aos agricultores familiares do município que acessam ou já acessaram o crédito. Concluiu-se que, apesar da existência de algumas burocracias e exigências contratuais, a grande maioria dos agricultores entendem que o programa é fácil de acessar. Não foi observada nenhuma grande dificuldade para acessar o programa, apenas alguns gargalos que impedem sua universalização, como a falta de recursos financeiros e o reduzido número de agentes do Programa Agroamigo.Submitted by Mario BC (mario@bc.ufrpe.br) on 2016-05-13T13:42:03Z No. of bitstreams: 1 Alexandre Augusto Alves Guedes.pdf: 2168057 bytes, checksum: 65327bf3147f0b4bea23795c405c9220 (MD5)Made available in DSpace on 2016-05-13T13:42:03Z (GMT). No. of bitstreams: 1 Alexandre Augusto Alves Guedes.pdf: 2168057 bytes, checksum: 65327bf3147f0b4bea23795c405c9220 (MD5) Previous issue date: 2016-01-29Coordenação de Aperfeiçoamento de Pessoal de Nível Superior - CAPESapplication/pdfporUniversidade Federal Rural de PernambucoPrograma de Pós-Graduação em Administração e Desenvolvimento RuralUFRPEBrasilDepartamento de AdministraçãoAgricultura familiarCrédito ruralBurocraciaFamily farmingRural creditBureaucracyOUTROS::ADMINISTRACAO RURALFinanciamento da agricultura familiar - análise das dificuldades de acesso ao PRONAFinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesis-14559930609208970600600600600-3020915585334755221-20204779261980290663590462550136975366info:eu-repo/semantics/openAccessreponame:Biblioteca Digital de Teses e Dissertações da UFRPEinstname:Universidade Federal Rural de Pernambuco (UFRPE)instacron:UFRPELICENSElicense.txtlicense.txttext/plain; charset=utf-82089http://www.tede2.ufrpe.br:8080/tede2/bitstream/tede2/4428/1/license.txt7b5ba3d2445355f386edab96125d42b7MD51ORIGINALAlexandre Augusto Alves Guedes.pdfAlexandre Augusto Alves Guedes.pdfapplication/pdf2168057http://www.tede2.ufrpe.br:8080/tede2/bitstream/tede2/4428/2/Alexandre+Augusto+Alves+Guedes.pdf65327bf3147f0b4bea23795c405c9220MD52tede2/44282017-05-10 09:23:14.392oai:tede2: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Biblioteca Digital de Teses e Dissertaçõeshttp://www.tede2.ufrpe.br:8080/tede/PUBhttp://www.tede2.ufrpe.br:8080/oai/requestbdtd@ufrpe.br ||bdtd@ufrpe.bropendoar:2024-05-28T12:31:45.636778Biblioteca Digital de Teses e Dissertações da UFRPE - Universidade Federal Rural de Pernambuco (UFRPE)false |
dc.title.por.fl_str_mv |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
title |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
spellingShingle |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF GUEDES, Alexandre Augusto Alves Agricultura familiar Crédito rural Burocracia Family farming Rural credit Bureaucracy OUTROS::ADMINISTRACAO RURAL |
title_short |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
title_full |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
title_fullStr |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
title_full_unstemmed |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
title_sort |
Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF |
author |
GUEDES, Alexandre Augusto Alves |
author_facet |
GUEDES, Alexandre Augusto Alves |
author_role |
author |
dc.contributor.advisor1.fl_str_mv |
CARVALHO, Daniela Moreira de |
dc.contributor.referee1.fl_str_mv |
VITAL, Tales Wanderley |
dc.contributor.referee2.fl_str_mv |
MOUTINHO, Lúcia Maria Góes |
dc.contributor.referee3.fl_str_mv |
BORGES FILHO, Epaminondas Luiz |
dc.contributor.authorLattes.fl_str_mv |
http://lattes.cnpq.br/6612671600419830 |
dc.contributor.author.fl_str_mv |
GUEDES, Alexandre Augusto Alves |
contributor_str_mv |
CARVALHO, Daniela Moreira de VITAL, Tales Wanderley MOUTINHO, Lúcia Maria Góes BORGES FILHO, Epaminondas Luiz |
dc.subject.por.fl_str_mv |
Agricultura familiar Crédito rural Burocracia |
topic |
Agricultura familiar Crédito rural Burocracia Family farming Rural credit Bureaucracy OUTROS::ADMINISTRACAO RURAL |
dc.subject.eng.fl_str_mv |
Family farming Rural credit Bureaucracy |
dc.subject.cnpq.fl_str_mv |
OUTROS::ADMINISTRACAO RURAL |
description |
Family farming has always had a key role in the food supply and fixing of farmers in the field, avoiding their exodus to the cities. This type of farming, particularly in the Northeast, is predominantly developed by undercapitalized farmers who do not have a condition to offer the guarantees required by financial institutions to hiring rural credit. To alleviate this difficulty of access to rural credit, was established in 1995, PRONAF (National Program to Strengthen Family Farming), which serves to supply credit to farmers on more favorable terms than conventional loans. However, in the literature it appears that this program presents a number of difficulties for its access. Thus, the objective of this dissertation is to identify, analyze and propose suggestions on the main difficulties encountered by family farmers in the municipality of Garanhuns - PE to access the resources of PRONAF B. To achieve this objective, we interviewed local actors who somehow deal with Pronaf and were applied 82 questionnaires to the families of the municipality farmers access or have accessed credit. It was concluded that, despite the existence of some bureaucracies and contractual requirements, the vast majority of farmers understand that the program is easy to access. There was no any great difficulty accessing the program, only a few bottlenecks that prevent its universalization. |
publishDate |
2016 |
dc.date.accessioned.fl_str_mv |
2016-05-13T13:42:03Z |
dc.date.issued.fl_str_mv |
2016-01-29 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
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publishedVersion |
dc.identifier.citation.fl_str_mv |
GUEDES, Alexandre Augusto Alves. Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF. 2016. 86 f. Dissertação (Programa de Pós-Graduação em Administração e Desenvolvimento Rural) - Universidade Federal Rural de Pernambuco, Recife. |
dc.identifier.uri.fl_str_mv |
http://www.tede2.ufrpe.br:8080/tede2/handle/tede2/4428 |
identifier_str_mv |
GUEDES, Alexandre Augusto Alves. Financiamento da agricultura familiar - análise das dificuldades de acesso ao PRONAF. 2016. 86 f. Dissertação (Programa de Pós-Graduação em Administração e Desenvolvimento Rural) - Universidade Federal Rural de Pernambuco, Recife. |
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