Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life”
| Autor(a) principal: | |
|---|---|
| Data de Publicação: | 2014 |
| Outros Autores: | |
| Tipo de documento: | Artigo |
| Idioma: | por |
| Título da fonte: | Revista de Administração Pública |
| Texto Completo: | https://periodicos.fgv.br/rap/article/view/16045 |
Resumo: | Housing deficit is a chronic problem in Brazil, despite the various programs implemented in order to solve this issue. This study aims to analyze the driving forces for housing finances and their impacts, on a regional basis, on the state of Rio Grande do Sul, within the period from 2006 to 2010, by combining three procedures: the shift-share method, the kriging technique, and spatial regression. The results indicate that the credit ranges with more marked increase were those having an intermediate value, that the towns with lower income level benefited the most from the credit, and that there has been a shift in real estate values towards lower-price regions, reducing regional inequalities. That is, the Brazilian program “My House, My Life” has increased credit volumes, but it has not modified the structural aspects of finances. |
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Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life”Dinámica de la financiación para viviendas en los municipios de Rio Grande do Sul: una evaluación del programa “Mi Casa, Mi Vida”Dinâmica dos financiamentos habitacionais nos municípios do Rio Grande do Sul de 2006 a 2010: uma avaliação do Programa “Minha Casa, Minha Vida”housing financeprogram “My HouseMy Life”housing policy.financiación para viviendaprograma “Mi CasaMi Vida”política de vivienda.financiamento habitacionalprograma “Minha CasaMinha Vida”política habitacional. Housing deficit is a chronic problem in Brazil, despite the various programs implemented in order to solve this issue. This study aims to analyze the driving forces for housing finances and their impacts, on a regional basis, on the state of Rio Grande do Sul, within the period from 2006 to 2010, by combining three procedures: the shift-share method, the kriging technique, and spatial regression. The results indicate that the credit ranges with more marked increase were those having an intermediate value, that the towns with lower income level benefited the most from the credit, and that there has been a shift in real estate values towards lower-price regions, reducing regional inequalities. That is, the Brazilian program “My House, My Life” has increased credit volumes, but it has not modified the structural aspects of finances. El déficit de vivienda en Brasil es un problema crónico, a pesar de los diversos programas implementados con el fin de resolver esa cuestión. Este estudio tiene como objetivo analizar los elementos impulsores de la financiación para viviendas y sus impactos, em términos regionales, en el estado de Rio Grande do Sul, en el período de 2006 a 2010, por medio de la combinación de tres procedimientos: el método estructural-diferencial, la técnica de krigeaje y la regresión espacial. Los resultados indican que los rangos de crédito que tuvieron mayor crecimiento fueron los de valor intermedio, que los municipios con nivel de ingresos más bajo fueron los que tuvieron mayor beneficio con el crédito y que hubo un cambio de los valores de las viviendas para las regiones menos valoradas, con reducción de las desi gualdades regionales. Es decir, el programa brasileño “Mi Casa, Mi Vida” ha intensificado el volumen de crédito, pero no ha cambiado los aspectos estructurales de la financiación. O déficit habitacional no Brasil é um problema crônico, apesar dos diversos programas implementados a fim de solucionar essa questão. Este estudo objetiva analisar os elementos impulsionadores dos financiamentos habitacionais e seus impactos, em termos regionais, no estado do Rio Grande do Sul, no período de 2006 a 2010, por meio da combinação de três procedimentos: o método estrutural-diferencial, a técnica de krigagem e a regressão espacial. Os resultados indicam que as faixas de crédito que mais cresceram foram as de valor intermediário, que os municípios de menor nível de renda foram os mais beneficiados com o crédito e que houve um deslocamento dos valores dos imóveis para as regiões menos valorizadas, reduzindo as desigualdades regionais. Ou seja, o programa “Minha Casa, Minha Vida” intensificou o volume de crédito, mas não alterou os aspectos estruturais dos financiamentos. Fundação Getulio Vargas (FGV EBAPE)2014-02-03info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://periodicos.fgv.br/rap/article/view/16045Brazilian Journal of Public Administration; Vol. 48 No. 1 (2014); 27 a 54Revista de Administração Pública; Vol. 48 Núm. 1 (2014); 27 a 54Revista de Administração Pública; v. 48 n. 1 (2014); 27 a 541982-31340034-7612reponame:Revista de Administração Públicainstname:Fundação Getulio Vargas (FGV)instacron:FGVporhttps://periodicos.fgv.br/rap/article/view/16045/14871da Silva, Cátia FernandaAlves, Tiago Wickstrominfo:eu-repo/semantics/openAccess2014-02-03T13:37:46Zoai:ojs.periodicos.fgv.br:article/16045Revistahttps://ebape.fgv.br/publicacoes/rapONGhttps://old.scielo.br/oai/scielo-oai.php||rap@fgv.br1982-31340034-7612opendoar:2014-02-03T13:37:46Revista de Administração Pública - Fundação Getulio Vargas (FGV)false |
| dc.title.none.fl_str_mv |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” Dinámica de la financiación para viviendas en los municipios de Rio Grande do Sul: una evaluación del programa “Mi Casa, Mi Vida” Dinâmica dos financiamentos habitacionais nos municípios do Rio Grande do Sul de 2006 a 2010: uma avaliação do Programa “Minha Casa, Minha Vida” |
| title |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| spellingShingle |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” da Silva, Cátia Fernanda housing finance program “My House My Life” housing policy. financiación para vivienda programa “Mi Casa Mi Vida” política de vivienda. financiamento habitacional programa “Minha Casa Minha Vida” política habitacional. |
| title_short |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| title_full |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| title_fullStr |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| title_full_unstemmed |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| title_sort |
Dynamics of housing finances in the towns of Rio Grande do Sul: an evaluation of the program “My House, My Life” |
| author |
da Silva, Cátia Fernanda |
| author_facet |
da Silva, Cátia Fernanda Alves, Tiago Wickstrom |
| author_role |
author |
| author2 |
Alves, Tiago Wickstrom |
| author2_role |
author |
| dc.contributor.author.fl_str_mv |
da Silva, Cátia Fernanda Alves, Tiago Wickstrom |
| dc.subject.por.fl_str_mv |
housing finance program “My House My Life” housing policy. financiación para vivienda programa “Mi Casa Mi Vida” política de vivienda. financiamento habitacional programa “Minha Casa Minha Vida” política habitacional. |
| topic |
housing finance program “My House My Life” housing policy. financiación para vivienda programa “Mi Casa Mi Vida” política de vivienda. financiamento habitacional programa “Minha Casa Minha Vida” política habitacional. |
| description |
Housing deficit is a chronic problem in Brazil, despite the various programs implemented in order to solve this issue. This study aims to analyze the driving forces for housing finances and their impacts, on a regional basis, on the state of Rio Grande do Sul, within the period from 2006 to 2010, by combining three procedures: the shift-share method, the kriging technique, and spatial regression. The results indicate that the credit ranges with more marked increase were those having an intermediate value, that the towns with lower income level benefited the most from the credit, and that there has been a shift in real estate values towards lower-price regions, reducing regional inequalities. That is, the Brazilian program “My House, My Life” has increased credit volumes, but it has not modified the structural aspects of finances. |
| publishDate |
2014 |
| dc.date.none.fl_str_mv |
2014-02-03 |
| dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
| format |
article |
| status_str |
publishedVersion |
| dc.identifier.uri.fl_str_mv |
https://periodicos.fgv.br/rap/article/view/16045 |
| url |
https://periodicos.fgv.br/rap/article/view/16045 |
| dc.language.iso.fl_str_mv |
por |
| language |
por |
| dc.relation.none.fl_str_mv |
https://periodicos.fgv.br/rap/article/view/16045/14871 |
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info:eu-repo/semantics/openAccess |
| eu_rights_str_mv |
openAccess |
| dc.format.none.fl_str_mv |
application/pdf |
| dc.publisher.none.fl_str_mv |
Fundação Getulio Vargas (FGV EBAPE) |
| publisher.none.fl_str_mv |
Fundação Getulio Vargas (FGV EBAPE) |
| dc.source.none.fl_str_mv |
Brazilian Journal of Public Administration; Vol. 48 No. 1 (2014); 27 a 54 Revista de Administração Pública; Vol. 48 Núm. 1 (2014); 27 a 54 Revista de Administração Pública; v. 48 n. 1 (2014); 27 a 54 1982-3134 0034-7612 reponame:Revista de Administração Pública instname:Fundação Getulio Vargas (FGV) instacron:FGV |
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Fundação Getulio Vargas (FGV) |
| instacron_str |
FGV |
| institution |
FGV |
| reponame_str |
Revista de Administração Pública |
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Revista de Administração Pública |
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Revista de Administração Pública - Fundação Getulio Vargas (FGV) |
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||rap@fgv.br |
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1798943771369406464 |