A lei do superendividamento como instrumento de proteção do consumidor de crédito

Detalhes bibliográficos
Autor(a) principal: Tritapepe, Rodrigo
Data de Publicação: 2024
Tipo de documento: Dissertação
Idioma: por
Título da fonte: Biblioteca Digital de Teses e Dissertações da Uninove
Texto Completo: http://bibliotecatede.uninove.br/handle/tede/3434
Resumo: The aim of this study is to analyze the effectiveness of legal provisions on suppliers' duties in granting so-called responsible credit in their various “products”. The idea of responsible credit is to exercise good faith to its fullest potential, placing the supplier in the consumer's place and serving the latter as a guardian, caretaker of their financial health. On the contrary, what is perceived is the exercise of exacerbated harassment by financial institutions in granting credit in an irresponsible, misleading manner, discarding and ignoring the guiding principle of consumer relations, the vulnerability and hypervulnerability of the consumer. From the elderly to young people at an early age, victims of a system of “imprisonment” where more and more money is owed to those who offer instant credit, such as in cases where loans are granted with the click of an application. The objective of the work is focused on analyzing the new legislation and doctrine to verify in the end whether the August 2021 legislation was sufficient to curb commercial practices that were already in complete non-compliance with consumer protection.
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spelling Marques, Claudia Limahttp://lattes.cnpq.br/9823041159237981Marques, Claudia Limahttp://lattes.cnpq.br/9823041159237981Benacchio, Marcelohttp://lattes.cnpq.br/0539616434544033Miragem, Bruno Nubens Barbosahttp://lattes.cnpq.br/8514589656222447http://lattes.cnpq.br/9127058888277716Tritapepe, Rodrigo2024-08-15T18:41:24Z2024-03-27Tritapepe, Rodrigo. A lei do superendividamento como instrumento de proteção do consumidor de crédito. 2024. 88 f. Dissertação( Programa de Pós-Graduação em Direito) - Universidade Nove de Julho, São Paulo.http://bibliotecatede.uninove.br/handle/tede/3434The aim of this study is to analyze the effectiveness of legal provisions on suppliers' duties in granting so-called responsible credit in their various “products”. The idea of responsible credit is to exercise good faith to its fullest potential, placing the supplier in the consumer's place and serving the latter as a guardian, caretaker of their financial health. On the contrary, what is perceived is the exercise of exacerbated harassment by financial institutions in granting credit in an irresponsible, misleading manner, discarding and ignoring the guiding principle of consumer relations, the vulnerability and hypervulnerability of the consumer. From the elderly to young people at an early age, victims of a system of “imprisonment” where more and more money is owed to those who offer instant credit, such as in cases where loans are granted with the click of an application. The objective of the work is focused on analyzing the new legislation and doctrine to verify in the end whether the August 2021 legislation was sufficient to curb commercial practices that were already in complete non-compliance with consumer protection.Pretende-se, por meio deste estudo, analisar a efetividade das previsões legais dos deveres dos fornecedores em praticar a concessão do chamado crédito responsável nos seus diversos “produtos”. A ideia de crédito responsável é a de exercer a boa-fé em sua máxima potência, colocando o fornecedor no lugar do consumidor e servindo a esse segundo como um tutor, zelador de sua saúde financeira. A contrario sensu, o que se percebe é o exercício do assédio exacerbado das instituições financeiras em conceder crédito de maneira irresponsável, enganosa, descartando e ignorando o princípio norteador das relações de consumo, a vulnerabilidade e a hipervulnerabilidade do consumidor. De idosos a jovens na mais tenra idade, vítimas de um sistema de “aprisionamento” onde cada vez deverão mais dinheiro àqueles que se prestam a fornecer créditos instantâneos, como os casos de concessão de empréstimo com um clique de aplicativo. O objetivo do trabalho está focado em analisar a nova legislação e a doutrina para verificar, ao final, se a legislação de agosto de 2021 foi suficiente para coibir as práticas comerciais que já vinham em plena desconformidade com a defesa do consumidor.Submitted by Nadir Basilio (nadirsb@uninove.br) on 2024-08-15T18:41:24Z No. of bitstreams: 1 Rodrigo Tritapepe.pdf: 875355 bytes, checksum: b6b4a61c7bf9d146cec1fefbb88b52eb (MD5)Made available in DSpace on 2024-08-15T18:41:24Z (GMT). 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dc.title.por.fl_str_mv A lei do superendividamento como instrumento de proteção do consumidor de crédito
title A lei do superendividamento como instrumento de proteção do consumidor de crédito
spellingShingle A lei do superendividamento como instrumento de proteção do consumidor de crédito
Tritapepe, Rodrigo
direito do consumidor
superendividamento
crédito responsável
consumer law
over-indebtedness
responsible credit
CIENCIAS SOCIAIS APLICADAS::DIREITO
title_short A lei do superendividamento como instrumento de proteção do consumidor de crédito
title_full A lei do superendividamento como instrumento de proteção do consumidor de crédito
title_fullStr A lei do superendividamento como instrumento de proteção do consumidor de crédito
title_full_unstemmed A lei do superendividamento como instrumento de proteção do consumidor de crédito
title_sort A lei do superendividamento como instrumento de proteção do consumidor de crédito
author Tritapepe, Rodrigo
author_facet Tritapepe, Rodrigo
author_role author
dc.contributor.advisor1.fl_str_mv Marques, Claudia Lima
dc.contributor.advisor1Lattes.fl_str_mv http://lattes.cnpq.br/9823041159237981
dc.contributor.referee1.fl_str_mv Marques, Claudia Lima
dc.contributor.referee1Lattes.fl_str_mv http://lattes.cnpq.br/9823041159237981
dc.contributor.referee2.fl_str_mv Benacchio, Marcelo
dc.contributor.referee2Lattes.fl_str_mv http://lattes.cnpq.br/0539616434544033
dc.contributor.referee3.fl_str_mv Miragem, Bruno Nubens Barbosa
dc.contributor.referee3Lattes.fl_str_mv http://lattes.cnpq.br/8514589656222447
dc.contributor.authorLattes.fl_str_mv http://lattes.cnpq.br/9127058888277716
dc.contributor.author.fl_str_mv Tritapepe, Rodrigo
contributor_str_mv Marques, Claudia Lima
Marques, Claudia Lima
Benacchio, Marcelo
Miragem, Bruno Nubens Barbosa
dc.subject.por.fl_str_mv direito do consumidor
superendividamento
crédito responsável
topic direito do consumidor
superendividamento
crédito responsável
consumer law
over-indebtedness
responsible credit
CIENCIAS SOCIAIS APLICADAS::DIREITO
dc.subject.eng.fl_str_mv consumer law
over-indebtedness
responsible credit
dc.subject.cnpq.fl_str_mv CIENCIAS SOCIAIS APLICADAS::DIREITO
description The aim of this study is to analyze the effectiveness of legal provisions on suppliers' duties in granting so-called responsible credit in their various “products”. The idea of responsible credit is to exercise good faith to its fullest potential, placing the supplier in the consumer's place and serving the latter as a guardian, caretaker of their financial health. On the contrary, what is perceived is the exercise of exacerbated harassment by financial institutions in granting credit in an irresponsible, misleading manner, discarding and ignoring the guiding principle of consumer relations, the vulnerability and hypervulnerability of the consumer. From the elderly to young people at an early age, victims of a system of “imprisonment” where more and more money is owed to those who offer instant credit, such as in cases where loans are granted with the click of an application. The objective of the work is focused on analyzing the new legislation and doctrine to verify in the end whether the August 2021 legislation was sufficient to curb commercial practices that were already in complete non-compliance with consumer protection.
publishDate 2024
dc.date.accessioned.fl_str_mv 2024-08-15T18:41:24Z
dc.date.issued.fl_str_mv 2024-03-27
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
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dc.identifier.citation.fl_str_mv Tritapepe, Rodrigo. A lei do superendividamento como instrumento de proteção do consumidor de crédito. 2024. 88 f. Dissertação( Programa de Pós-Graduação em Direito) - Universidade Nove de Julho, São Paulo.
dc.identifier.uri.fl_str_mv http://bibliotecatede.uninove.br/handle/tede/3434
identifier_str_mv Tritapepe, Rodrigo. A lei do superendividamento como instrumento de proteção do consumidor de crédito. 2024. 88 f. Dissertação( Programa de Pós-Graduação em Direito) - Universidade Nove de Julho, São Paulo.
url http://bibliotecatede.uninove.br/handle/tede/3434
dc.language.iso.fl_str_mv por
language por
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dc.publisher.none.fl_str_mv Universidade Nove de Julho
dc.publisher.program.fl_str_mv Programa de Pós-Graduação em Direito
dc.publisher.initials.fl_str_mv UNINOVE
dc.publisher.country.fl_str_mv Brasil
dc.publisher.department.fl_str_mv Direito
publisher.none.fl_str_mv Universidade Nove de Julho
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