A aplicação do Código de Defesa do Consumidor nas cédulas de crédito bancário

• Autor(a) principal: Racasso, Caroline Bianca
• Data de Publicação: 2015
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Biblioteca Digital de Teses e Dissertações da PUC_SP
• Texto Completo: https://repositorio.pucsp.br/jspui/handle/handle/33647
• topic: CNPQ::CIENCIAS SOCIAIS APLICADAS::DIREITO::DIREITO PRIVADO::DIREITO CIVIL; Cédula; Crédito; Bancário; Código; Defesa; Consumidor; Aplicabilidade; Vulnerabilidade; Note; Credit; Bank; Code; Defense; Consumer; Applicability; Vulnerability

The bank credit bill has been used by financial institutions for a long time, but only gained force of executive title with Interim Measure 1925/99, reissued in 2001. The bank credit bill only got permanent legal force in 2004 with the sanction of Law 10.931, and then went on to be used assiduously by financial institutions in their credit operations. Those in need of the aforementioned operations are at the mercy of conditioning of issue of the CCB, under penalty of not providing the service that is bank exclusive. In contrast to this vulnerability, there must be legal protection to the issuers of bank credit bills, which are on unequal standing with financial institutions. To characterize the figure of the consumer in light of the Consumer Code, the doctrine identifies three theories, which are finalist, maximalist and in-depth finalist. Such theories are based on consumer vulnerability, which can be factual, technical, legal and economic