Customers Training and its Relation with Intention to Use Internet Banking
Autor(a) principal: | |
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Data de Publicação: | 2016 |
Outros Autores: | , , |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | REMark - Revista Brasileira de Marketing |
Texto Completo: | https://periodicos.uninove.br/remark/article/view/12158 |
Resumo: | The number of users of internet banking in Brazil has grown very fast in recent years, reaching more than 37 million (Febrabran, 2013). This system is an excellent tool for reducing bank queues, but the total users, only 20% make their financial transactions over the internet, the rest uses only for queries. Based on these data and in order to enlarge the use of the system, this study seeks to identify the impact of training on internet banking on the intended use of that mediated by risk perception, by trust and perceived ease of use system. A descriptive / quantitative research data collection via online questionnaire was conducted. The results showed significant values for both mediating variables and allowed to conclude that the training internet banking expands the intended use indirectly, by reducing the perception of risk and increased ease of use and perceived confidence. |
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Customers Training and its Relation with Intention to Use Internet BankingO Treinamento de Clientes e sua Relação com a Intenção de Uso do Internet BankingInternet Banking; Training; Intention to Use.Internet Banking; Treinamento; Intenção de Uso.The number of users of internet banking in Brazil has grown very fast in recent years, reaching more than 37 million (Febrabran, 2013). This system is an excellent tool for reducing bank queues, but the total users, only 20% make their financial transactions over the internet, the rest uses only for queries. Based on these data and in order to enlarge the use of the system, this study seeks to identify the impact of training on internet banking on the intended use of that mediated by risk perception, by trust and perceived ease of use system. A descriptive / quantitative research data collection via online questionnaire was conducted. The results showed significant values for both mediating variables and allowed to conclude that the training internet banking expands the intended use indirectly, by reducing the perception of risk and increased ease of use and perceived confidence.O nmero de usurios do internet banking no Brasil cresceu muito rpido nos ltimos anos, alcanando mais de 37 milhes (Febraban, 2013). Esse sistema uma excelente ferramenta para reduo de filas bancrias, porm do total de usurios, somente 20% faz suas transaes financeiras pela internet, o restante utiliza apenas para consultas. Partindo desses dados e com intuito de ampliar o uso do sistema, esse estudo busca identificar qual o impacto do treinamento em internet banking sobre a inteno de uso desse sistema mediado pela percepo de risco, pela confiana e pela facilidade de uso percebida. Realizou-se uma pesquisa descritiva/quantitativa com coleta de dados atravs de questionrio online. Os resultados apresentaram valores significativos para ambas as variveis mediadoras e permitiu inferir-se que o treinamento em internet banking amplia a inteno de uso de maneira indireta, atravs da reduo da percepo de risco e do aumento da facilidade de uso percebida e da confiana.Universidade Nove de Julho - Uninove2016-12-05info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionAvaliado por ParesPeer-reviewed Articleapplication/pdfhttps://periodicos.uninove.br/remark/article/view/1215810.5585/remark.v15i5.3306ReMark - Revista Brasileira de Marketing; v. 15, n. 5 (2016): Outubro - Dezembro; 655-6682177-5184reponame:REMark - Revista Brasileira de Marketinginstname:Universidade Nove de Julho (UNINOVE)instacron:RBMporhttps://periodicos.uninove.br/remark/article/view/12158/5803Direitos autorais 2019 Revista Brasileira de Marketing – Remarkinfo:eu-repo/semantics/openAccessFriedrich, Marcos Paulo AlbarelloBasso, KennyFroemming, Lurdes Marlene SeideBaseggio, Henrique Webber2019-02-19T17:39:45Zoai:https://periodicos.uninove.br:article/12158Revistahttps://periodicos.uninove.br/remarkPRIhttps://periodicos.uninove.br/remark/oaiclaudiaraac@uol.com.br || admin@revistabrasileiramarketing.org || admin@revistabrasileiramarketing.org2177-51842177-5184opendoar:2019-02-19T17:39:45REMark - Revista Brasileira de Marketing - Universidade Nove de Julho (UNINOVE)false |
dc.title.none.fl_str_mv |
Customers Training and its Relation with Intention to Use Internet Banking O Treinamento de Clientes e sua Relação com a Intenção de Uso do Internet Banking |
title |
Customers Training and its Relation with Intention to Use Internet Banking |
spellingShingle |
Customers Training and its Relation with Intention to Use Internet Banking Friedrich, Marcos Paulo Albarello Internet Banking; Training; Intention to Use. Internet Banking; Treinamento; Intenção de Uso. |
title_short |
Customers Training and its Relation with Intention to Use Internet Banking |
title_full |
Customers Training and its Relation with Intention to Use Internet Banking |
title_fullStr |
Customers Training and its Relation with Intention to Use Internet Banking |
title_full_unstemmed |
Customers Training and its Relation with Intention to Use Internet Banking |
title_sort |
Customers Training and its Relation with Intention to Use Internet Banking |
author |
Friedrich, Marcos Paulo Albarello |
author_facet |
Friedrich, Marcos Paulo Albarello Basso, Kenny Froemming, Lurdes Marlene Seide Baseggio, Henrique Webber |
author_role |
author |
author2 |
Basso, Kenny Froemming, Lurdes Marlene Seide Baseggio, Henrique Webber |
author2_role |
author author author |
dc.contributor.author.fl_str_mv |
Friedrich, Marcos Paulo Albarello Basso, Kenny Froemming, Lurdes Marlene Seide Baseggio, Henrique Webber |
dc.subject.por.fl_str_mv |
Internet Banking; Training; Intention to Use. Internet Banking; Treinamento; Intenção de Uso. |
topic |
Internet Banking; Training; Intention to Use. Internet Banking; Treinamento; Intenção de Uso. |
description |
The number of users of internet banking in Brazil has grown very fast in recent years, reaching more than 37 million (Febrabran, 2013). This system is an excellent tool for reducing bank queues, but the total users, only 20% make their financial transactions over the internet, the rest uses only for queries. Based on these data and in order to enlarge the use of the system, this study seeks to identify the impact of training on internet banking on the intended use of that mediated by risk perception, by trust and perceived ease of use system. A descriptive / quantitative research data collection via online questionnaire was conducted. The results showed significant values for both mediating variables and allowed to conclude that the training internet banking expands the intended use indirectly, by reducing the perception of risk and increased ease of use and perceived confidence. |
publishDate |
2016 |
dc.date.none.fl_str_mv |
2016-12-05 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Avaliado por Pares Peer-reviewed Article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://periodicos.uninove.br/remark/article/view/12158 10.5585/remark.v15i5.3306 |
url |
https://periodicos.uninove.br/remark/article/view/12158 |
identifier_str_mv |
10.5585/remark.v15i5.3306 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://periodicos.uninove.br/remark/article/view/12158/5803 |
dc.rights.driver.fl_str_mv |
Direitos autorais 2019 Revista Brasileira de Marketing – Remark info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Direitos autorais 2019 Revista Brasileira de Marketing – Remark |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Nove de Julho - Uninove |
publisher.none.fl_str_mv |
Universidade Nove de Julho - Uninove |
dc.source.none.fl_str_mv |
ReMark - Revista Brasileira de Marketing; v. 15, n. 5 (2016): Outubro - Dezembro; 655-668 2177-5184 reponame:REMark - Revista Brasileira de Marketing instname:Universidade Nove de Julho (UNINOVE) instacron:RBM |
instname_str |
Universidade Nove de Julho (UNINOVE) |
instacron_str |
RBM |
institution |
RBM |
reponame_str |
REMark - Revista Brasileira de Marketing |
collection |
REMark - Revista Brasileira de Marketing |
repository.name.fl_str_mv |
REMark - Revista Brasileira de Marketing - Universidade Nove de Julho (UNINOVE) |
repository.mail.fl_str_mv |
claudiaraac@uol.com.br || admin@revistabrasileiramarketing.org || admin@revistabrasileiramarketing.org |
_version_ |
1799138642583617536 |