Closing the gender profit gap?
Autor(a) principal: | |
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Data de Publicação: | 2022 |
Outros Autores: | , |
Tipo de documento: | Artigo |
Idioma: | eng |
Título da fonte: | Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
Texto Completo: | http://hdl.handle.net/10362/161100 |
Resumo: | We examine the impact of providing access to mobile savings accounts and im-proving financial management skills on the performance of microenterprises in Mozambique. The effects are highly heterogeneous: Combining both types of support is associated with a large increase in both short- and long-term firm profits and in financial security for female microentrepreneurs. This allowed female-headed microenterprises, particularly those with a higher level of profits at baseline, to close the gender profit gap in performance and skills rela-tive to their male counterparts. The main drivers of improved business performance are improved financial management practices (bookkeeping), an increase in accessible savings, and reduced transfers to friends and relatives. Providing access to mobile money as a tool to save and manage finances also increases long-term profits of female microentrepreneurs, par-ticularly for those with higher profits at baseline. However, neither treatment has any impact on male-led enterprises. Uncovering this heterogeneity in impact across different types of microenterprises can help improve the targeting of these interventions in the future. |
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Closing the gender profit gap?microenterprise developmentmanagementgendermobile moneyfinancial literacyeconomic developmentSDG 8 - Decent Work and Economic GrowthSDG 9 - Industry, Innovation, and InfrastructureWe examine the impact of providing access to mobile savings accounts and im-proving financial management skills on the performance of microenterprises in Mozambique. The effects are highly heterogeneous: Combining both types of support is associated with a large increase in both short- and long-term firm profits and in financial security for female microentrepreneurs. This allowed female-headed microenterprises, particularly those with a higher level of profits at baseline, to close the gender profit gap in performance and skills rela-tive to their male counterparts. The main drivers of improved business performance are improved financial management practices (bookkeeping), an increase in accessible savings, and reduced transfers to friends and relatives. Providing access to mobile money as a tool to save and manage finances also increases long-term profits of female microentrepreneurs, par-ticularly for those with higher profits at baseline. However, neither treatment has any impact on male-led enterprises. Uncovering this heterogeneity in impact across different types of microenterprises can help improve the targeting of these interventions in the future.NOVA School of Business and Economics (NOVA SBE)RUNBatista, CatiaSequeira, SandraVicente, Pedro C.2023-12-11T22:37:38Z2022-122022-12-01T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10362/161100eng0025-1909PURE: 48267913https://doi.org/http://www.pedrovicente.org/mmurban.pdfmetadata only accessinfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:43:52Zoai:run.unl.pt:10362/161100Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:58:19.990616Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse |
dc.title.none.fl_str_mv |
Closing the gender profit gap? |
title |
Closing the gender profit gap? |
spellingShingle |
Closing the gender profit gap? Batista, Catia microenterprise development management gender mobile money financial literacy economic development SDG 8 - Decent Work and Economic Growth SDG 9 - Industry, Innovation, and Infrastructure |
title_short |
Closing the gender profit gap? |
title_full |
Closing the gender profit gap? |
title_fullStr |
Closing the gender profit gap? |
title_full_unstemmed |
Closing the gender profit gap? |
title_sort |
Closing the gender profit gap? |
author |
Batista, Catia |
author_facet |
Batista, Catia Sequeira, Sandra Vicente, Pedro C. |
author_role |
author |
author2 |
Sequeira, Sandra Vicente, Pedro C. |
author2_role |
author author |
dc.contributor.none.fl_str_mv |
NOVA School of Business and Economics (NOVA SBE) RUN |
dc.contributor.author.fl_str_mv |
Batista, Catia Sequeira, Sandra Vicente, Pedro C. |
dc.subject.por.fl_str_mv |
microenterprise development management gender mobile money financial literacy economic development SDG 8 - Decent Work and Economic Growth SDG 9 - Industry, Innovation, and Infrastructure |
topic |
microenterprise development management gender mobile money financial literacy economic development SDG 8 - Decent Work and Economic Growth SDG 9 - Industry, Innovation, and Infrastructure |
description |
We examine the impact of providing access to mobile savings accounts and im-proving financial management skills on the performance of microenterprises in Mozambique. The effects are highly heterogeneous: Combining both types of support is associated with a large increase in both short- and long-term firm profits and in financial security for female microentrepreneurs. This allowed female-headed microenterprises, particularly those with a higher level of profits at baseline, to close the gender profit gap in performance and skills rela-tive to their male counterparts. The main drivers of improved business performance are improved financial management practices (bookkeeping), an increase in accessible savings, and reduced transfers to friends and relatives. Providing access to mobile money as a tool to save and manage finances also increases long-term profits of female microentrepreneurs, par-ticularly for those with higher profits at baseline. However, neither treatment has any impact on male-led enterprises. Uncovering this heterogeneity in impact across different types of microenterprises can help improve the targeting of these interventions in the future. |
publishDate |
2022 |
dc.date.none.fl_str_mv |
2022-12 2022-12-01T00:00:00Z 2023-12-11T22:37:38Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10362/161100 |
url |
http://hdl.handle.net/10362/161100 |
dc.language.iso.fl_str_mv |
eng |
language |
eng |
dc.relation.none.fl_str_mv |
0025-1909 PURE: 48267913 https://doi.org/http://www.pedrovicente.org/mmurban.pdf |
dc.rights.driver.fl_str_mv |
metadata only access info:eu-repo/semantics/openAccess |
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metadata only access |
eu_rights_str_mv |
openAccess |
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application/pdf |
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reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação instacron:RCAAP |
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Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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RCAAP |
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RCAAP |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) |
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Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação |
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