Examining the reasoning behind the adaption of neo brokers in Germany

Detalhes bibliográficos
Autor(a) principal: Boekhoff, Timo Maximilian
Data de Publicação: 2022
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10400.14/41039
Resumo: Traditional online brokerages have been dominating the industry since the 90s but came with high entry barriers in form of significant costs and were not accessible for the broad mass. Neo brokers offer low costs and are accessible from every digital device that offers access to the internet. They aim to make investing and trading more accessible. This dissertation aims to assess the reasoning behind the adaption of neo brokers in Germany. Therefore, a literature review and exploratory interviews were conducted to get a general understanding of the current situation of the reasoning behind the adaption of neo brokers in Germany. In the second place, the previously identified reasons led to postulating the hypotheses and testing those with a quantitative approach. Results indicate that neo brokers tend to be mainly adapted by males from Generation Y and Generation Z, who have a university degree and a monthly income between 1000€ and 2000€. Further, the fees, user experience, access to cryptocurrencies regulations, and data security represent the main drivers for the adaption of neo brokers. However, the fees solely do not have a direct impact on the adaption of neo brokers. This dissertation provides a deeper understanding of the adaptors profile and the reasoning behind the adaption.
id RCAP_bdacb6119fc3e68f4185c13b7ffdb5a0
oai_identifier_str oai:repositorio.ucp.pt:10400.14/41039
network_acronym_str RCAP
network_name_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository_id_str 7160
spelling Examining the reasoning behind the adaption of neo brokers in GermanyNeo brokerOnline brokerGermanyInvestingGeneration YGeneration ZFin TechWealth TechAdaption reasoningAlemanhaInvestimentoGeração YGeração ZMotivos de adaptaçãoDomínio/Área Científica::Ciências Sociais::Economia e GestãoTraditional online brokerages have been dominating the industry since the 90s but came with high entry barriers in form of significant costs and were not accessible for the broad mass. Neo brokers offer low costs and are accessible from every digital device that offers access to the internet. They aim to make investing and trading more accessible. This dissertation aims to assess the reasoning behind the adaption of neo brokers in Germany. Therefore, a literature review and exploratory interviews were conducted to get a general understanding of the current situation of the reasoning behind the adaption of neo brokers in Germany. In the second place, the previously identified reasons led to postulating the hypotheses and testing those with a quantitative approach. Results indicate that neo brokers tend to be mainly adapted by males from Generation Y and Generation Z, who have a university degree and a monthly income between 1000€ and 2000€. Further, the fees, user experience, access to cryptocurrencies regulations, and data security represent the main drivers for the adaption of neo brokers. However, the fees solely do not have a direct impact on the adaption of neo brokers. This dissertation provides a deeper understanding of the adaptors profile and the reasoning behind the adaption.As corretoras tradicionais on-line têm dominado o setor desde os anos 90, mas vieram com altas barreiras de entrada, na forma de custos consideráveis, e não eram acessíveis para a grande massa. As corretoras Neo oferecem baixos custos e são acessíveis em todos os dispositivos digitais com acesso à Internet. O seu objetivo é tornar o investimento e o comércio mais acessíveis. Esta dissertação tem o objetivo de avaliar os motivos por detrás da adaptação das corretoras Neo na Alemanha. Neste seguimento, uma retrospetiva da literatura e entrevistas foram conduzidas para obter um entendimento geral da situação atual dos motivos por detrás da adaptação das corretoras Neo na Alemanha. Em segundo lugar, as razões previamente identificadas levaram a sugerir e a testar as hipóteses com uma abordagem quantitativa. Os resultados indicam que as corretoras Neo tendem a ser geralmente utilizadas por homens da Geração Y e Geração Z, os que têm um diploma universitário e um rendimento mensal entre 1000 e 2000 euros. Além disso, as taxas, a experiência do usuário, o acesso aos regulamentos de criptomoedas e a segurança dos dados representam os motivos principais para a adaptação dos corretores Neo. No entanto, as taxas não têm impacto direto na adaptação dos corretores Neo. Esta dissertação faculta uma compreensão mais profunda do perfil dos adaptadores e dos motivos por detrás da adaptação.Rita, Miguel FontesVeritati - Repositório Institucional da Universidade Católica PortuguesaBoekhoff, Timo Maximilian2023-09-09T00:30:27Z2022-10-212022-092022-10-21T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10400.14/41039TID:203132068enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2023-09-12T01:39:16Zoai:repositorio.ucp.pt:10400.14/41039Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-19T18:33:43.337367Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Examining the reasoning behind the adaption of neo brokers in Germany
title Examining the reasoning behind the adaption of neo brokers in Germany
spellingShingle Examining the reasoning behind the adaption of neo brokers in Germany
Boekhoff, Timo Maximilian
Neo broker
Online broker
Germany
Investing
Generation Y
Generation Z
Fin Tech
Wealth Tech
Adaption reasoning
Alemanha
Investimento
Geração Y
Geração Z
Motivos de adaptação
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Examining the reasoning behind the adaption of neo brokers in Germany
title_full Examining the reasoning behind the adaption of neo brokers in Germany
title_fullStr Examining the reasoning behind the adaption of neo brokers in Germany
title_full_unstemmed Examining the reasoning behind the adaption of neo brokers in Germany
title_sort Examining the reasoning behind the adaption of neo brokers in Germany
author Boekhoff, Timo Maximilian
author_facet Boekhoff, Timo Maximilian
author_role author
dc.contributor.none.fl_str_mv Rita, Miguel Fontes
Veritati - Repositório Institucional da Universidade Católica Portuguesa
dc.contributor.author.fl_str_mv Boekhoff, Timo Maximilian
dc.subject.por.fl_str_mv Neo broker
Online broker
Germany
Investing
Generation Y
Generation Z
Fin Tech
Wealth Tech
Adaption reasoning
Alemanha
Investimento
Geração Y
Geração Z
Motivos de adaptação
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Neo broker
Online broker
Germany
Investing
Generation Y
Generation Z
Fin Tech
Wealth Tech
Adaption reasoning
Alemanha
Investimento
Geração Y
Geração Z
Motivos de adaptação
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description Traditional online brokerages have been dominating the industry since the 90s but came with high entry barriers in form of significant costs and were not accessible for the broad mass. Neo brokers offer low costs and are accessible from every digital device that offers access to the internet. They aim to make investing and trading more accessible. This dissertation aims to assess the reasoning behind the adaption of neo brokers in Germany. Therefore, a literature review and exploratory interviews were conducted to get a general understanding of the current situation of the reasoning behind the adaption of neo brokers in Germany. In the second place, the previously identified reasons led to postulating the hypotheses and testing those with a quantitative approach. Results indicate that neo brokers tend to be mainly adapted by males from Generation Y and Generation Z, who have a university degree and a monthly income between 1000€ and 2000€. Further, the fees, user experience, access to cryptocurrencies regulations, and data security represent the main drivers for the adaption of neo brokers. However, the fees solely do not have a direct impact on the adaption of neo brokers. This dissertation provides a deeper understanding of the adaptors profile and the reasoning behind the adaption.
publishDate 2022
dc.date.none.fl_str_mv 2022-10-21
2022-09
2022-10-21T00:00:00Z
2023-09-09T00:30:27Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10400.14/41039
TID:203132068
url http://hdl.handle.net/10400.14/41039
identifier_str_mv TID:203132068
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
_version_ 1799132063477006336

Registros relacionados