COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS

Detalhes bibliográficos
Autor(a) principal: Casarotto Filho, Nelson
Data de Publicação: 2013
Outros Autores: Amato Neto, João
Tipo de documento: Artigo
Idioma: por
Título da fonte: REAd (Porto Alegre. Online)
Texto Completo: https://seer.ufrgs.br/index.php/read/article/view/39966
Resumo: Micro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil.
id UFRGS-13_3f0f5038cc06a063a137fae15cf6d6b7
oai_identifier_str oai:seer.ufrgs.br:article/39966
network_acronym_str UFRGS-13
network_name_str REAd (Porto Alegre. Online)
repository_id_str
spelling COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMSCOOPERACIÓN ENTRE PEQUEÑAS EMPRESAS, GARANTÍA MUTUALISTA Y DESARROLLO REGIONAL: REFLEXIONES SOBRE SISTEMAS DE GARANTÍA DE CRÉDITO.COOPERAÇÃO ENTRE PEQUENAS EMPRESAS, GARANTIA MUTUALISTA E DESENVOLVIMENTO REGIONAL: REFLEXÕES SOBRE SISTEMAS DE GARANTIA DE CRÉDITOGarantia MutualistaDesenvolvimento LocalPequenas e Médias Empresasproductive cooperation networksmutual guaranteemicrosmall and medium enterpriseslocal developmentagglomeration of firmsredes de cooperación productivagarantía mutualistamicropequeñas y medianas empresasdesarrollo localaglomeraciones de empresasMicro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil.Micro, pequeñas y medianas empresas (MPMEs) son fundamentales para garantizar ocupación productiva y renta distribuida. Los clusters regionales, los arreglos productivos locales (APLs) o todavía los sistemas locales de producción (SLPs), en especial en Europa, son fenómenos de aglomeraciones de MPMEs que objetivan la promoción de acciones conjuntas, teniendo en vista la obtención de eficiencias colectivas mediante mecanismos de integración, de entre los cuales se destacan los instrumentos de garantía colectiva – o mutualista – de crédito. Así las MPMEs pueden entonces tener acceso facilitado al crédito. El presente artículo busca, inicialmente, rescatar las principales tendencias en términos de las diferentes formas de cooperación y de acciones conjuntas entre pequeñas y medianas empresas, que visan, en última instancia, viabilizar la obtención de las llamadas eficiencias colectivas. En especial, analiza una forma específica de acción conjunta que es el de garantía colectiva o mutualista de crédito, abordando algunos de los principales casos internacionales, para entonces realizar una evaluación de las posibilidades de aplicación de este instrumento de crédito para Brasil.Pequenas e médias empresas (PMEs) são fundamentais para garantir ocupação produtiva e renda distribuída. Os clusters regionais, os arranjos produtivos locais (APLs) ou ainda os sistemas locais de produção (SLPs), especialmente na Europa, são fenômenos de aglomerações de PMEs que visam a promoção de ações conjuntas, tendo em vista a obtenção de eficiências coletivas por meio de mecanismos de integração, dentre os quais os instrumentos de garantia coletiva – ou mutualista – de crédito. Desta forma as PMEs podem então ter acesso facilitado ao crédito. O presente artigo busca, inicialmente, resgatar as principais tendências em termos das diferentes formas de cooperação e de ações conjuntas entre pequenas e médias empresas, que visam, em última instância, viabilizar a obtenção das chamadas eficiências coletivas. Em especial, analisa uma forma específica de ação conjunta que é o de garantia coletiva ou mutualista de crédito, abordando alguns dos principais casos internacionais, para então realizar uma avaliação das possibilidades de aplicação deste instrumento de crédito para o Brasil.Universidade Federal do Rio Grande do Sul2013-05-14info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionscientific articlearticulo científicoAvaliado pelos paresartigo científicoapplication/pdfhttps://seer.ufrgs.br/index.php/read/article/view/39966Electronic Review of Administration; Vol. 13 No. 3 (2007): Edição 57 - set/dez 2007; 634-653Revista Electrónica de Administración; Vol. 13 Núm. 3 (2007): Edição 57 - set/dez 2007; 634-653Revista Eletrônica de Administração; v. 13 n. 3 (2007): Edição 57 - set/dez 2007; 634-6531413-23111980-4164reponame:REAd (Porto Alegre. Online)instname:Universidade Federal do Rio Grande do Sul (UFRGS)instacron:UFRGSporhttps://seer.ufrgs.br/index.php/read/article/view/39966/25477Casarotto Filho, NelsonAmato Neto, Joãoinfo:eu-repo/semantics/openAccess2013-05-16T14:19:00Zoai:seer.ufrgs.br:article/39966Revistahttp://seer.ufrgs.br/index.php/read/indexPUBhttps://seer.ufrgs.br/read/oaiea_read@ufrgs.br1413-23111413-2311opendoar:2013-05-16T14:19REAd (Porto Alegre. Online) - Universidade Federal do Rio Grande do Sul (UFRGS)false
dc.title.none.fl_str_mv COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
COOPERACIÓN ENTRE PEQUEÑAS EMPRESAS, GARANTÍA MUTUALISTA Y DESARROLLO REGIONAL: REFLEXIONES SOBRE SISTEMAS DE GARANTÍA DE CRÉDITO.
COOPERAÇÃO ENTRE PEQUENAS EMPRESAS, GARANTIA MUTUALISTA E DESENVOLVIMENTO REGIONAL: REFLEXÕES SOBRE SISTEMAS DE GARANTIA DE CRÉDITO
title COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
spellingShingle COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
Casarotto Filho, Nelson
Garantia Mutualista
Desenvolvimento Local
Pequenas e Médias Empresas
productive cooperation networks
mutual guarantee
micro
small and medium enterprises
local development
agglomeration of firms
redes de cooperación productiva
garantía mutualista
micro
pequeñas y medianas empresas
desarrollo local
aglomeraciones de empresas
title_short COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
title_full COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
title_fullStr COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
title_full_unstemmed COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
title_sort COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
author Casarotto Filho, Nelson
author_facet Casarotto Filho, Nelson
Amato Neto, João
author_role author
author2 Amato Neto, João
author2_role author
dc.contributor.author.fl_str_mv Casarotto Filho, Nelson
Amato Neto, João
dc.subject.por.fl_str_mv Garantia Mutualista
Desenvolvimento Local
Pequenas e Médias Empresas
productive cooperation networks
mutual guarantee
micro
small and medium enterprises
local development
agglomeration of firms
redes de cooperación productiva
garantía mutualista
micro
pequeñas y medianas empresas
desarrollo local
aglomeraciones de empresas
topic Garantia Mutualista
Desenvolvimento Local
Pequenas e Médias Empresas
productive cooperation networks
mutual guarantee
micro
small and medium enterprises
local development
agglomeration of firms
redes de cooperación productiva
garantía mutualista
micro
pequeñas y medianas empresas
desarrollo local
aglomeraciones de empresas
description Micro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil.
publishDate 2013
dc.date.none.fl_str_mv 2013-05-14
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
scientific article
articulo científico
Avaliado pelos pares
artigo científico
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://seer.ufrgs.br/index.php/read/article/view/39966
url https://seer.ufrgs.br/index.php/read/article/view/39966
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://seer.ufrgs.br/index.php/read/article/view/39966/25477
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Federal do Rio Grande do Sul
publisher.none.fl_str_mv Universidade Federal do Rio Grande do Sul
dc.source.none.fl_str_mv Electronic Review of Administration; Vol. 13 No. 3 (2007): Edição 57 - set/dez 2007; 634-653
Revista Electrónica de Administración; Vol. 13 Núm. 3 (2007): Edição 57 - set/dez 2007; 634-653
Revista Eletrônica de Administração; v. 13 n. 3 (2007): Edição 57 - set/dez 2007; 634-653
1413-2311
1980-4164
reponame:REAd (Porto Alegre. Online)
instname:Universidade Federal do Rio Grande do Sul (UFRGS)
instacron:UFRGS
instname_str Universidade Federal do Rio Grande do Sul (UFRGS)
instacron_str UFRGS
institution UFRGS
reponame_str REAd (Porto Alegre. Online)
collection REAd (Porto Alegre. Online)
repository.name.fl_str_mv REAd (Porto Alegre. Online) - Universidade Federal do Rio Grande do Sul (UFRGS)
repository.mail.fl_str_mv ea_read@ufrgs.br
_version_ 1799766203035549696