COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS
Autor(a) principal: | |
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Data de Publicação: | 2013 |
Outros Autores: | |
Tipo de documento: | Artigo |
Idioma: | por |
Título da fonte: | REAd (Porto Alegre. Online) |
Texto Completo: | https://seer.ufrgs.br/index.php/read/article/view/39966 |
Resumo: | Micro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil. |
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COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMSCOOPERACIÓN ENTRE PEQUEÑAS EMPRESAS, GARANTÍA MUTUALISTA Y DESARROLLO REGIONAL: REFLEXIONES SOBRE SISTEMAS DE GARANTÍA DE CRÉDITO.COOPERAÇÃO ENTRE PEQUENAS EMPRESAS, GARANTIA MUTUALISTA E DESENVOLVIMENTO REGIONAL: REFLEXÕES SOBRE SISTEMAS DE GARANTIA DE CRÉDITOGarantia MutualistaDesenvolvimento LocalPequenas e Médias Empresasproductive cooperation networksmutual guaranteemicrosmall and medium enterpriseslocal developmentagglomeration of firmsredes de cooperación productivagarantía mutualistamicropequeñas y medianas empresasdesarrollo localaglomeraciones de empresasMicro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil.Micro, pequeñas y medianas empresas (MPMEs) son fundamentales para garantizar ocupación productiva y renta distribuida. Los clusters regionales, los arreglos productivos locales (APLs) o todavía los sistemas locales de producción (SLPs), en especial en Europa, son fenómenos de aglomeraciones de MPMEs que objetivan la promoción de acciones conjuntas, teniendo en vista la obtención de eficiencias colectivas mediante mecanismos de integración, de entre los cuales se destacan los instrumentos de garantía colectiva – o mutualista – de crédito. Así las MPMEs pueden entonces tener acceso facilitado al crédito. El presente artículo busca, inicialmente, rescatar las principales tendencias en términos de las diferentes formas de cooperación y de acciones conjuntas entre pequeñas y medianas empresas, que visan, en última instancia, viabilizar la obtención de las llamadas eficiencias colectivas. En especial, analiza una forma específica de acción conjunta que es el de garantía colectiva o mutualista de crédito, abordando algunos de los principales casos internacionales, para entonces realizar una evaluación de las posibilidades de aplicación de este instrumento de crédito para Brasil.Pequenas e médias empresas (PMEs) são fundamentais para garantir ocupação produtiva e renda distribuída. Os clusters regionais, os arranjos produtivos locais (APLs) ou ainda os sistemas locais de produção (SLPs), especialmente na Europa, são fenômenos de aglomerações de PMEs que visam a promoção de ações conjuntas, tendo em vista a obtenção de eficiências coletivas por meio de mecanismos de integração, dentre os quais os instrumentos de garantia coletiva – ou mutualista – de crédito. Desta forma as PMEs podem então ter acesso facilitado ao crédito. O presente artigo busca, inicialmente, resgatar as principais tendências em termos das diferentes formas de cooperação e de ações conjuntas entre pequenas e médias empresas, que visam, em última instância, viabilizar a obtenção das chamadas eficiências coletivas. Em especial, analisa uma forma específica de ação conjunta que é o de garantia coletiva ou mutualista de crédito, abordando alguns dos principais casos internacionais, para então realizar uma avaliação das possibilidades de aplicação deste instrumento de crédito para o Brasil.Universidade Federal do Rio Grande do Sul2013-05-14info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionscientific articlearticulo científicoAvaliado pelos paresartigo científicoapplication/pdfhttps://seer.ufrgs.br/index.php/read/article/view/39966Electronic Review of Administration; Vol. 13 No. 3 (2007): Edição 57 - set/dez 2007; 634-653Revista Electrónica de Administración; Vol. 13 Núm. 3 (2007): Edição 57 - set/dez 2007; 634-653Revista Eletrônica de Administração; v. 13 n. 3 (2007): Edição 57 - set/dez 2007; 634-6531413-23111980-4164reponame:REAd (Porto Alegre. Online)instname:Universidade Federal do Rio Grande do Sul (UFRGS)instacron:UFRGSporhttps://seer.ufrgs.br/index.php/read/article/view/39966/25477Casarotto Filho, NelsonAmato Neto, Joãoinfo:eu-repo/semantics/openAccess2013-05-16T14:19:00Zoai:seer.ufrgs.br:article/39966Revistahttp://seer.ufrgs.br/index.php/read/indexPUBhttps://seer.ufrgs.br/read/oaiea_read@ufrgs.br1413-23111413-2311opendoar:2013-05-16T14:19REAd (Porto Alegre. Online) - Universidade Federal do Rio Grande do Sul (UFRGS)false |
dc.title.none.fl_str_mv |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS COOPERACIÓN ENTRE PEQUEÑAS EMPRESAS, GARANTÍA MUTUALISTA Y DESARROLLO REGIONAL: REFLEXIONES SOBRE SISTEMAS DE GARANTÍA DE CRÉDITO. COOPERAÇÃO ENTRE PEQUENAS EMPRESAS, GARANTIA MUTUALISTA E DESENVOLVIMENTO REGIONAL: REFLEXÕES SOBRE SISTEMAS DE GARANTIA DE CRÉDITO |
title |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
spellingShingle |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS Casarotto Filho, Nelson Garantia Mutualista Desenvolvimento Local Pequenas e Médias Empresas productive cooperation networks mutual guarantee micro small and medium enterprises local development agglomeration of firms redes de cooperación productiva garantía mutualista micro pequeñas y medianas empresas desarrollo local aglomeraciones de empresas |
title_short |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
title_full |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
title_fullStr |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
title_full_unstemmed |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
title_sort |
COOPERATION BETWEEN SMALL ENTERPRISES, MUTUAL GUARANTEE AND REGIONAL DEVELOPMENT: REFLECTIONS ON CREDIT GUARANTEE SYSTEMS |
author |
Casarotto Filho, Nelson |
author_facet |
Casarotto Filho, Nelson Amato Neto, João |
author_role |
author |
author2 |
Amato Neto, João |
author2_role |
author |
dc.contributor.author.fl_str_mv |
Casarotto Filho, Nelson Amato Neto, João |
dc.subject.por.fl_str_mv |
Garantia Mutualista Desenvolvimento Local Pequenas e Médias Empresas productive cooperation networks mutual guarantee micro small and medium enterprises local development agglomeration of firms redes de cooperación productiva garantía mutualista micro pequeñas y medianas empresas desarrollo local aglomeraciones de empresas |
topic |
Garantia Mutualista Desenvolvimento Local Pequenas e Médias Empresas productive cooperation networks mutual guarantee micro small and medium enterprises local development agglomeration of firms redes de cooperación productiva garantía mutualista micro pequeñas y medianas empresas desarrollo local aglomeraciones de empresas |
description |
Micro, small and micro enterprises (MSMEs) are essential to ensure productive occupation and well- distributed income. Regional clusters, local productive arrangements (LPAs) or local production systems, especially in Europe, are phenomena of agglomeration of MSMEs that aim to promote joint actions for the attainment of collective efficiencies by using integration mechanisms, such as the collective – or mutual – credit guarantee tools. This facilitates the access of MSMEs to credit. As a first step, this paper proposes to gather the main trends regarding different forms of cooperation and joint actions between small and medium enterprises, whose purpose is to achieve the so-called collective efficiencies. Most particularly, it analyzes a specific form of joint action: the collective or mutual credit guarantee, while discussing some of the main international cases. Then, it evaluates the possibilities of applying this credit tool in Brazil. |
publishDate |
2013 |
dc.date.none.fl_str_mv |
2013-05-14 |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion scientific article articulo científico Avaliado pelos pares artigo científico |
format |
article |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
https://seer.ufrgs.br/index.php/read/article/view/39966 |
url |
https://seer.ufrgs.br/index.php/read/article/view/39966 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.none.fl_str_mv |
https://seer.ufrgs.br/index.php/read/article/view/39966/25477 |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidade Federal do Rio Grande do Sul |
publisher.none.fl_str_mv |
Universidade Federal do Rio Grande do Sul |
dc.source.none.fl_str_mv |
Electronic Review of Administration; Vol. 13 No. 3 (2007): Edição 57 - set/dez 2007; 634-653 Revista Electrónica de Administración; Vol. 13 Núm. 3 (2007): Edição 57 - set/dez 2007; 634-653 Revista Eletrônica de Administração; v. 13 n. 3 (2007): Edição 57 - set/dez 2007; 634-653 1413-2311 1980-4164 reponame:REAd (Porto Alegre. Online) instname:Universidade Federal do Rio Grande do Sul (UFRGS) instacron:UFRGS |
instname_str |
Universidade Federal do Rio Grande do Sul (UFRGS) |
instacron_str |
UFRGS |
institution |
UFRGS |
reponame_str |
REAd (Porto Alegre. Online) |
collection |
REAd (Porto Alegre. Online) |
repository.name.fl_str_mv |
REAd (Porto Alegre. Online) - Universidade Federal do Rio Grande do Sul (UFRGS) |
repository.mail.fl_str_mv |
ea_read@ufrgs.br |
_version_ |
1799766203035549696 |