Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias

Detalhes bibliográficos
Autor(a) principal: Silva Neto, Casciano José da
Data de Publicação: 2023
Outros Autores: Souza, Leonardo da Silva de, Campos, Gevair
Tipo de documento: Artigo
Idioma: por
Título da fonte: Diversitas Journal
Texto Completo: https://diversitasjournal.com.br/diversitas_journal/article/view/1821
Resumo: Understanding finances as well as personal financial management are currently in evidence in Brazil, due to economic instability. The aim of this study was to identify the financial management practices adopted by high school students at a state school in the city of Unaí-MG. To this end, a survey was conducted with 42 high school students from a state school. The research is classified as exploratory, descriptive, bibliographic, field, and quantitative as to the nature of the data. The main findings of the study show that most students have their own source of income, this source being work; the remuneration of the majority of students and even a minimum wage; most of them keep records of income and expenses, and the means used are annotations in a notebook; with regard to the relationship of students with personal finances, 45% spend at the limit of what they earn and 23% spend more than they earn, justifying it, since 55% do not invest part of their income, and the reason for 27% and not being left over cash.
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spelling Personal financial administration of high school students of a school of the state network of teaching of Minas GeriasAdministração financeira pessoal de alunos do ensino médio de uma escola da rede estadual de ensino de Minas GeriasAdministração financeira, Estudantes, Finanças pessoais, Renda, Matemática financeiraUnderstanding finances as well as personal financial management are currently in evidence in Brazil, due to economic instability. The aim of this study was to identify the financial management practices adopted by high school students at a state school in the city of Unaí-MG. To this end, a survey was conducted with 42 high school students from a state school. The research is classified as exploratory, descriptive, bibliographic, field, and quantitative as to the nature of the data. The main findings of the study show that most students have their own source of income, this source being work; the remuneration of the majority of students and even a minimum wage; most of them keep records of income and expenses, and the means used are annotations in a notebook; with regard to the relationship of students with personal finances, 45% spend at the limit of what they earn and 23% spend more than they earn, justifying it, since 55% do not invest part of their income, and the reason for 27% and not being left over cash.Compreender finanças bem como administração financeira pessoal são temas em evidência atualmente no Brasil, em função da instabilidade econômica. O objetivo do presente estudo foi identificar as práticas de administração financeira adotados pelos alunos do ensino médio de uma escola da rede estadual de ensino no município de Unaí-MG. Para tanto, foi realizado uma pesquisa com 42 alunos do ensino médio de uma escola da rede estadual de ensino. A pesquisa e classificada como exploratória, descritiva, bibliográfica, de campo, e quantitativa quanto à natureza dos dados. Os principais achados do estudo evidenciam que a maioria dos estudantes possuem fonte própria de renda, sendo esta fonte o trabalho; a remuneração da maioria dos estudantes e até um salário mínimo; a maioria faz registros das receitas e despesas, e o meio utilizado são as anotações em caderno; no que tange a relação dos estudantes com as finanças pessoais, 45% gastam no limite do que ganham e 23% gastam mais do que ganham, justificando, pois 55% não investem parte da sua renda, e o motivo para 27% e não sobrar dinheiro.Universidade Estadual de Alagoas - Eduneal2023-01-10info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://diversitasjournal.com.br/diversitas_journal/article/view/182110.48017/dj.v8i1.1821Diversitas Journal; v. 8 n. 1 (2023): Sociedade e ciência: um diálogo necessário2525-521510.48017/dj.v8i1reponame:Diversitas Journalinstname:Universidade Estadual de Alagoas (UNEAL)instacron:UNEALporhttps://diversitasjournal.com.br/diversitas_journal/article/view/1821/1909Copyright (c) 2023 Casciano José da Silva Neto, Leonardo da Silva de Souza, Gevair Camposhttps://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessSilva Neto, Casciano José da Souza, Leonardo da Silva de Campos, Gevair2023-01-10T03:57:57Zoai:ojs.emnuvens.com.br:article/1821Revistahttps://diversitasjournal.com.br/diversitas_journal/indexPUBhttps://www.e-publicacoes.uerj.br/index.php/muralinternacional/oairevistadiversitasjournal@gmail.com2525-52152525-5215opendoar:2023-01-13T09:47:23.103730Diversitas Journal - Universidade Estadual de Alagoas (UNEAL)false
dc.title.none.fl_str_mv Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
Administração financeira pessoal de alunos do ensino médio de uma escola da rede estadual de ensino de Minas Gerias
title Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
spellingShingle Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
Silva Neto, Casciano José da
Administração financeira, Estudantes, Finanças pessoais, Renda, Matemática financeira
title_short Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
title_full Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
title_fullStr Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
title_full_unstemmed Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
title_sort Personal financial administration of high school students of a school of the state network of teaching of Minas Gerias
author Silva Neto, Casciano José da
author_facet Silva Neto, Casciano José da
Souza, Leonardo da Silva de
Campos, Gevair
author_role author
author2 Souza, Leonardo da Silva de
Campos, Gevair
author2_role author
author
dc.contributor.author.fl_str_mv Silva Neto, Casciano José da
Souza, Leonardo da Silva de
Campos, Gevair
dc.subject.por.fl_str_mv Administração financeira, Estudantes, Finanças pessoais, Renda, Matemática financeira
topic Administração financeira, Estudantes, Finanças pessoais, Renda, Matemática financeira
description Understanding finances as well as personal financial management are currently in evidence in Brazil, due to economic instability. The aim of this study was to identify the financial management practices adopted by high school students at a state school in the city of Unaí-MG. To this end, a survey was conducted with 42 high school students from a state school. The research is classified as exploratory, descriptive, bibliographic, field, and quantitative as to the nature of the data. The main findings of the study show that most students have their own source of income, this source being work; the remuneration of the majority of students and even a minimum wage; most of them keep records of income and expenses, and the means used are annotations in a notebook; with regard to the relationship of students with personal finances, 45% spend at the limit of what they earn and 23% spend more than they earn, justifying it, since 55% do not invest part of their income, and the reason for 27% and not being left over cash.
publishDate 2023
dc.date.none.fl_str_mv 2023-01-10
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://diversitasjournal.com.br/diversitas_journal/article/view/1821
10.48017/dj.v8i1.1821
url https://diversitasjournal.com.br/diversitas_journal/article/view/1821
identifier_str_mv 10.48017/dj.v8i1.1821
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://diversitasjournal.com.br/diversitas_journal/article/view/1821/1909
dc.rights.driver.fl_str_mv Copyright (c) 2023 Casciano José da Silva Neto, Leonardo da Silva de Souza, Gevair Campos
https://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Copyright (c) 2023 Casciano José da Silva Neto, Leonardo da Silva de Souza, Gevair Campos
https://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidade Estadual de Alagoas - Eduneal
publisher.none.fl_str_mv Universidade Estadual de Alagoas - Eduneal
dc.source.none.fl_str_mv Diversitas Journal; v. 8 n. 1 (2023): Sociedade e ciência: um diálogo necessário
2525-5215
10.48017/dj.v8i1
reponame:Diversitas Journal
instname:Universidade Estadual de Alagoas (UNEAL)
instacron:UNEAL
instname_str Universidade Estadual de Alagoas (UNEAL)
instacron_str UNEAL
institution UNEAL
reponame_str Diversitas Journal
collection Diversitas Journal
repository.name.fl_str_mv Diversitas Journal - Universidade Estadual de Alagoas (UNEAL)
repository.mail.fl_str_mv revistadiversitasjournal@gmail.com
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