Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais

Detalhes bibliográficos
Autor(a) principal: Moura, Jelcilene Aparecida
Data de Publicação: 2019
Outros Autores: Rodrigues, Maria Paula Soares, Silva, Caroline Cristina da, Castro, Willian Antônio de
Tipo de documento: Artigo
Idioma: por
Título da fonte: Research, Society and Development
Texto Completo: https://rsdjournal.org/index.php/rsd/article/view/1177
Resumo: Financial education is a process in which people can improve and develop necessary knowledge that will contribute to better decision making. This study analyzes if the level of knowledge acquired by the undergraduate students, throughout the course, make them better decisions-makers, concerning financial investments. Also, if the students of Accounting and Business are more assertive in their choices, besides testing variable such as gender, age, income and marital status. To test the hypothesis raised, a questionnaire was applied in a sample of 50% of the population of a faculty of Divinopolis, corresponding to 395 students. The results are categorized and demonstrate that the fact that the students are in the first or last terms, the faculty and the variables chosen have no influence on the level of financial knowledge or the assertiveness of the investment choices.
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spelling Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas GeraisEducación Financiera: Un estudio envolvendo los alumnos de una institución de enseñanza superior de la ciudad Divinópolis en Minas GeraisEducação Financeira: Um estudo envolvendo os alunos de uma instituição de ensino superior da cidade de Divinópolis em Minas GeraisEducação financeiraInvestimentosComportamentoEducación financeiraLas inversionesComportamiento.Financial educationInvestmentsBehavior.Financial education is a process in which people can improve and develop necessary knowledge that will contribute to better decision making. This study analyzes if the level of knowledge acquired by the undergraduate students, throughout the course, make them better decisions-makers, concerning financial investments. Also, if the students of Accounting and Business are more assertive in their choices, besides testing variable such as gender, age, income and marital status. To test the hypothesis raised, a questionnaire was applied in a sample of 50% of the population of a faculty of Divinopolis, corresponding to 395 students. The results are categorized and demonstrate that the fact that the students are in the first or last terms, the faculty and the variables chosen have no influence on the level of financial knowledge or the assertiveness of the investment choices.La educación financiera es un proceso en el que las personas pueden perfeccionar y desarrollar los conocimientos necesarios, que contribuir a una mejor toma de decisiones. Este estudio analiza si el nivel de conocimiento adquirido por los estudiantes de graduación a lo largo del curso hace que ellos tomen mejores decisiones de inversiones financieras y si los alumnos de los cursos de Ciencias Contables y Administración son más asertivos en sus elecciones, además de probar algunas variables como sexo, edad, remuneración y estado civil. Para probar las hipótesis planteadas se aplica un cuestionario en una muestra del 50% de la población de una facultad de Divinópolis, correspondiendo a 395 alumnos. Los resultados se clasifican y demuestran que el hecho de que los alumnos estén en los primeros o últimos períodos, la facultad y las variables elegidas no tienen ninguna influencia en el nivel de conocimiento financiero o en la asertividad de las elecciones de inversión.A educação financeira é um processo em que as pessoas conseguem aprimorar e desenvolver conhecimentos necessários, que irão contribuir para melhores tomadas de decisões. Este estudo analisa se o nível de conhecimento adquirido pelos estudantes de graduação ao longo do curso faz com que eles tomem melhores decisões de investimentos financeiros e se os alunos dos cursos de Ciências Contábeis e Administração são mais assertivos em suas escolhas, além de testar algumas variáveis como sexo, idade, remuneração e estado civil. Para testar as hipóteses levantadas é aplicado um questionário em uma amostra de 50% da população de uma faculdade de Divinópolis, correspondendo a 395 alunos. Os resultados são categorizados e demonstram que o fato dos alunos estarem nos primeiros ou últimos períodos, a faculdade e as variáveis escolhidas não tem nenhuma influência no nível de conhecimento financeiro ou na assertividade das escolhas de investimento.Research, Society and Development2019-05-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://rsdjournal.org/index.php/rsd/article/view/117710.33448/rsd-v8i8.1177Research, Society and Development; Vol. 8 No. 8; e07881177Research, Society and Development; Vol. 8 Núm. 8; e07881177Research, Society and Development; v. 8 n. 8; e078811772525-3409reponame:Research, Society and Developmentinstname:Universidade Federal de Itajubá (UNIFEI)instacron:UNIFEIporhttps://rsdjournal.org/index.php/rsd/article/view/1177/968Copyright (c) 2019 Willian Antônio de Castro, Caroline Cristina da Silva, Jelcilene Aparecida Moura, Maria Paula Soares Rodriguesinfo:eu-repo/semantics/openAccessMoura, Jelcilene AparecidaRodrigues, Maria Paula SoaresSilva, Caroline Cristina daCastro, Willian Antônio de2020-03-25T16:06:55Zoai:ojs.pkp.sfu.ca:article/1177Revistahttps://rsdjournal.org/index.php/rsd/indexPUBhttps://rsdjournal.org/index.php/rsd/oairsd.articles@gmail.com2525-34092525-3409opendoar:2024-01-17T09:26:19.246434Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)false
dc.title.none.fl_str_mv Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
Educación Financiera: Un estudio envolvendo los alumnos de una institución de enseñanza superior de la ciudad Divinópolis en Minas Gerais
Educação Financeira: Um estudo envolvendo os alunos de uma instituição de ensino superior da cidade de Divinópolis em Minas Gerais
title Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
spellingShingle Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
Moura, Jelcilene Aparecida
Educação financeira
Investimentos
Comportamento
Educación financeira
Las inversiones
Comportamiento.
Financial education
Investments
Behavior.
title_short Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
title_full Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
title_fullStr Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
title_full_unstemmed Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
title_sort Financial Education: A study involving the students of a higher education institution of the city Divinopolis in Minas Gerais
author Moura, Jelcilene Aparecida
author_facet Moura, Jelcilene Aparecida
Rodrigues, Maria Paula Soares
Silva, Caroline Cristina da
Castro, Willian Antônio de
author_role author
author2 Rodrigues, Maria Paula Soares
Silva, Caroline Cristina da
Castro, Willian Antônio de
author2_role author
author
author
dc.contributor.author.fl_str_mv Moura, Jelcilene Aparecida
Rodrigues, Maria Paula Soares
Silva, Caroline Cristina da
Castro, Willian Antônio de
dc.subject.por.fl_str_mv Educação financeira
Investimentos
Comportamento
Educación financeira
Las inversiones
Comportamiento.
Financial education
Investments
Behavior.
topic Educação financeira
Investimentos
Comportamento
Educación financeira
Las inversiones
Comportamiento.
Financial education
Investments
Behavior.
description Financial education is a process in which people can improve and develop necessary knowledge that will contribute to better decision making. This study analyzes if the level of knowledge acquired by the undergraduate students, throughout the course, make them better decisions-makers, concerning financial investments. Also, if the students of Accounting and Business are more assertive in their choices, besides testing variable such as gender, age, income and marital status. To test the hypothesis raised, a questionnaire was applied in a sample of 50% of the population of a faculty of Divinopolis, corresponding to 395 students. The results are categorized and demonstrate that the fact that the students are in the first or last terms, the faculty and the variables chosen have no influence on the level of financial knowledge or the assertiveness of the investment choices.
publishDate 2019
dc.date.none.fl_str_mv 2019-05-30
dc.type.driver.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.uri.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/1177
10.33448/rsd-v8i8.1177
url https://rsdjournal.org/index.php/rsd/article/view/1177
identifier_str_mv 10.33448/rsd-v8i8.1177
dc.language.iso.fl_str_mv por
language por
dc.relation.none.fl_str_mv https://rsdjournal.org/index.php/rsd/article/view/1177/968
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Research, Society and Development
publisher.none.fl_str_mv Research, Society and Development
dc.source.none.fl_str_mv Research, Society and Development; Vol. 8 No. 8; e07881177
Research, Society and Development; Vol. 8 Núm. 8; e07881177
Research, Society and Development; v. 8 n. 8; e07881177
2525-3409
reponame:Research, Society and Development
instname:Universidade Federal de Itajubá (UNIFEI)
instacron:UNIFEI
instname_str Universidade Federal de Itajubá (UNIFEI)
instacron_str UNIFEI
institution UNIFEI
reponame_str Research, Society and Development
collection Research, Society and Development
repository.name.fl_str_mv Research, Society and Development - Universidade Federal de Itajubá (UNIFEI)
repository.mail.fl_str_mv rsd.articles@gmail.com
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