O superendividamento do consumidor e a concessão do crédito responsável: uma análise da Lei n.º 14.181/2021

• Autor(a) principal: Lalucci, Rafael Cesar Bozolan
• Data de Publicação: 2022
• Tipo de documento: Trabalho de conclusão de curso
• Idioma: por
• Título da fonte: Biblioteca Digital de Teses e Dissertações da PUC_SP
• Texto Completo: https://repositorio.pucsp.br/jspui/handle/handle/32795
• topic: CNPQ::CIENCIAS SOCIAIS APLICADAS::DIREITO; Crédito responsável; Mercado de consumo; Mínimo existencial; Publicidade; Repactuação de dívidas e superendividamento; Responsible credit; Consumer market; Existential minimum; Publicity; Debt renegotiation and over-indebtedness

The present monograph consists of a study regarding the institute of consumer overindebtedness, with emphasis on responsible credit based on law number 14.181/2021. The subject is relevant in the Brazilian scenario, considering the increasing number of overindebted people, a situation that goes beyond the legal sphere of the consumer, with both economic and social consequences. That said, it is evident that the granting of credit is one of the main factors for analyzing the problem, considering that, when granted in an aggressive and irresponsible way, there is an increase in over-indebted consumers, an occasion which, besides excluding the individual from the social sphere, may also cause financial crises in the country. Therefore, the respective research will analyze the curative and preventive measures brought with the coming of the law in question, seeking to verify how the legislation interferes positively in the granting of responsible credit