Strategic business models in the European banking industry: in-depth business model analysis of neobanks

Detalhes bibliográficos
Autor(a) principal: Arian, Jasmin
Data de Publicação: 2021
Tipo de documento: Dissertação
Idioma: eng
Título da fonte: Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
Texto Completo: http://hdl.handle.net/10362/140022
Resumo: This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robustness of the business model is tested. The business model analysis of Neobanks evokes tech-affine targeted customers and a customer-centric value proposition. At the same time, main components of the organizational architecture are the technology, platform development and maintenance. The economics dimension is marked by a lean cost structure and a concentrated revenue model based on payments services.
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spelling Strategic business models in the European banking industry: in-depth business model analysis of neobanksStrategyEconomicsBusiness modelEuropeBanking industryNeobanksBusiness model canvasCustomerOrganizational architectureValue propositionEvolutionVariationOptimizationChallenger banksBusiness model dimensionsDomínio/Área Científica::Ciências Sociais::Economia e GestãoThis report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robustness of the business model is tested. The business model analysis of Neobanks evokes tech-affine targeted customers and a customer-centric value proposition. At the same time, main components of the organizational architecture are the technology, platform development and maintenance. The economics dimension is marked by a lean cost structure and a concentrated revenue model based on payments services.Okhmatovskiy, IlyaRUNArian, Jasmin2022-06-15T14:49:28Z2022-01-192021-12-172022-01-19T00:00:00Zinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisapplication/pdfhttp://hdl.handle.net/10362/140022TID:202972283enginfo:eu-repo/semantics/openAccessreponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãoinstacron:RCAAP2024-03-11T05:17:09Zoai:run.unl.pt:10362/140022Portal AgregadorONGhttps://www.rcaap.pt/oai/openaireopendoar:71602024-03-20T03:49:33.183010Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informaçãofalse
dc.title.none.fl_str_mv Strategic business models in the European banking industry: in-depth business model analysis of neobanks
title Strategic business models in the European banking industry: in-depth business model analysis of neobanks
spellingShingle Strategic business models in the European banking industry: in-depth business model analysis of neobanks
Arian, Jasmin
Strategy
Economics
Business model
Europe
Banking industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
title_short Strategic business models in the European banking industry: in-depth business model analysis of neobanks
title_full Strategic business models in the European banking industry: in-depth business model analysis of neobanks
title_fullStr Strategic business models in the European banking industry: in-depth business model analysis of neobanks
title_full_unstemmed Strategic business models in the European banking industry: in-depth business model analysis of neobanks
title_sort Strategic business models in the European banking industry: in-depth business model analysis of neobanks
author Arian, Jasmin
author_facet Arian, Jasmin
author_role author
dc.contributor.none.fl_str_mv Okhmatovskiy, Ilya
RUN
dc.contributor.author.fl_str_mv Arian, Jasmin
dc.subject.por.fl_str_mv Strategy
Economics
Business model
Europe
Banking industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
topic Strategy
Economics
Business model
Europe
Banking industry
Neobanks
Business model canvas
Customer
Organizational architecture
Value proposition
Evolution
Variation
Optimization
Challenger banks
Business model dimensions
Domínio/Área Científica::Ciências Sociais::Economia e Gestão
description This report examines business models in the banking industry while putting an in-depth focus on the business model of Neobanks. To evaluate the increasing recognition of the business model of Neobanks, strategic advantages and vulnerabilities are identified, and the robustness of the business model is tested. The business model analysis of Neobanks evokes tech-affine targeted customers and a customer-centric value proposition. At the same time, main components of the organizational architecture are the technology, platform development and maintenance. The economics dimension is marked by a lean cost structure and a concentrated revenue model based on payments services.
publishDate 2021
dc.date.none.fl_str_mv 2021-12-17
2022-06-15T14:49:28Z
2022-01-19
2022-01-19T00:00:00Z
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10362/140022
TID:202972283
url http://hdl.handle.net/10362/140022
identifier_str_mv TID:202972283
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
instname:Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron:RCAAP
instname_str Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
instacron_str RCAAP
institution RCAAP
reponame_str Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
collection Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos)
repository.name.fl_str_mv Repositório Científico de Acesso Aberto de Portugal (Repositórios Cientìficos) - Agência para a Sociedade do Conhecimento (UMIC) - FCT - Sociedade da Informação
repository.mail.fl_str_mv
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