Relação entre alfabetização financeira e atitude monetária
Autor(a) principal: | |
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Data de Publicação: | 2022 |
Tipo de documento: | Dissertação |
Idioma: | por |
Título da fonte: | Repositório Institucional da UFG |
Texto Completo: | http://repositorio.bc.ufg.br/tede/handle/tede/12184 |
Resumo: | Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial decisions in the monetary context of their lives. Knowing the factors that affect people's attitude towards money can help them shape themselves economically and have desirable attitudes. The main purpose of this research is to examine the relationship between monetary attitude and financial literacy of university students. In order to do that, a descriptive and quantitative approach was used, using statistical methods confirmatory factor analysis and of logistic regression analysis, using STATA software. Data collection was carried out in a virtual environment, through the availability of professors and contact with students from undergraduate programs in Administration, Accounting and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78 questions, which resulted in a final sample of 182 valid answers. The results showed that only the dimensions monetary attitude, retention time, is statistically significant in relation to the level of financial literacy of university students, showing that those individuals who plan their financial future responsibly monitor their financial situation. The dimensions power prestige, distrust and anxiety were not statistically significant. |
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Souza, Emerson Santana dehttp://lattes.cnpq.br/3765687234109597Cunha, Moisés Ferreira daNoriller, Rafael MartinsSouza, Emerson Santana dehttp://lattes.cnpq.br/5200411892507806Gomes, Rafaela Avelina2022-07-18T12:51:49Z2022-07-18T12:51:49Z2022-06-14GOMES, R. A. Relação entre alfabetização financeira e atitude monetária. 2022. 86 f. Dissertação (Mestrado em Ciências Contábeis) - Universidade Federal de Goiás, Goiânia, 2022.http://repositorio.bc.ufg.br/tede/handle/tede/12184Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial decisions in the monetary context of their lives. Knowing the factors that affect people's attitude towards money can help them shape themselves economically and have desirable attitudes. The main purpose of this research is to examine the relationship between monetary attitude and financial literacy of university students. In order to do that, a descriptive and quantitative approach was used, using statistical methods confirmatory factor analysis and of logistic regression analysis, using STATA software. Data collection was carried out in a virtual environment, through the availability of professors and contact with students from undergraduate programs in Administration, Accounting and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78 questions, which resulted in a final sample of 182 valid answers. The results showed that only the dimensions monetary attitude, retention time, is statistically significant in relation to the level of financial literacy of university students, showing that those individuals who plan their financial future responsibly monitor their financial situation. The dimensions power prestige, distrust and anxiety were not statistically significant.A alfabetização financeira é um conjunto de conhecimentos, atitudes e comportamentos que ajudam as pessoas a tomarem melhores decisões financeiras no contexto monetário de suas vidas. Conhecer os fatores que afetam a atitude das pessoas em relação ao dinheiro pode ajudá-las a se moldar economicamente e a ter atitudes desejáveis. Esse trabalho tem como objetivo geral examinar a relação entre atitude monetária e alfabetização financeira de estudantes universitários. Para isso, utilizou-se de uma abordagem do tipo descritiva e quantitativa, com o uso de métodos estatísticos de análise fatorial confirmatória e análise de regressão logística, com uso do software STATA. A coleta dos dados foi realizada em ambiente virtual, através da disponibilidade dos professores e do contato com os estudantes dos cursos de graduação em Administração, Ciências Contábeis e Ciências Econômicas da Universidade Federal de Goiás (UFG). Para coletar os dados foi aplicado um questionário do tipo survey em ambiente online, composto por 3 blocos de perguntas, totalizando em 78 questões, o que resultou em uma amostra final de 182 respostas válidas. Os resultados apontaram que apenas a dimensão da atitude monetária, tempo de retenção, é estatisticamente significante em relação ao nível de alfabetização financeira dos estudantes universitários, evidenciando que aqueles indivíduos que planejam seu futuro financeiro monitoram responsavelmente sua situação financeira. As dimensões poder-prestígio, desconfiança e ansiedade não foram estatisticamente significantes.Submitted by Luciana Ferreira (lucgeral@gmail.com) on 2022-07-15T12:19:12Z No. of bitstreams: 2 Dissertação - Rafaela Avelina Gomes - 2022.pdf: 3072692 bytes, checksum: 435ac6b583f70fb9420b8dbbe2f9fc13 (MD5) license_rdf: 805 bytes, checksum: 4460e5956bc1d1639be9ae6146a50347 (MD5)Approved for entry into archive by Luciana Ferreira (lucgeral@gmail.com) on 2022-07-18T12:51:48Z (GMT) No. of bitstreams: 2 Dissertação - Rafaela Avelina Gomes - 2022.pdf: 3072692 bytes, checksum: 435ac6b583f70fb9420b8dbbe2f9fc13 (MD5) license_rdf: 805 bytes, checksum: 4460e5956bc1d1639be9ae6146a50347 (MD5)Made available in DSpace on 2022-07-18T12:51:49Z (GMT). No. of bitstreams: 2 Dissertação - Rafaela Avelina Gomes - 2022.pdf: 3072692 bytes, checksum: 435ac6b583f70fb9420b8dbbe2f9fc13 (MD5) license_rdf: 805 bytes, checksum: 4460e5956bc1d1639be9ae6146a50347 (MD5) Previous issue date: 2022-06-14porUniversidade Federal de GoiásPrograma de Pós-graduação em Ciências Contábeis (FACE)UFGBrasilFaculdade de Administração, Ciências Contábeis e Ciências Econômicas - FACE (RG)Attribution-NonCommercial-NoDerivatives 4.0 Internationalhttp://creativecommons.org/licenses/by-nc-nd/4.0/info:eu-repo/semantics/openAccessAlfabetização financeiraAtitude monetáriaFinanças pessoaisFinancial literacyMonetary attitudePersonal financeCIENCIAS SOCIAIS APLICADAS::ECONOMIARelação entre alfabetização financeira e atitude monetáriaRelationship between financial literacy and monetary attitudeinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesis315005005007211reponame:Repositório Institucional da UFGinstname:Universidade Federal de Goiás (UFG)instacron:UFGLICENSElicense.txtlicense.txttext/plain; charset=utf-81748http://repositorio.bc.ufg.br/tede/bitstreams/347c645b-fadd-41fa-9337-ee3a1bcbb4d4/download8a4605be74aa9ea9d79846c1fba20a33MD51CC-LICENSElicense_rdflicense_rdfapplication/rdf+xml; charset=utf-8805http://repositorio.bc.ufg.br/tede/bitstreams/4c1b74dc-0dff-4d74-924a-d2f69510bf37/download4460e5956bc1d1639be9ae6146a50347MD52ORIGINALDissertação - Rafaela Avelina Gomes - 2022.pdfDissertação - Rafaela Avelina Gomes - 2022.pdfapplication/pdf3072692http://repositorio.bc.ufg.br/tede/bitstreams/e7ee105d-3740-4c1e-a548-07aeb5a0411a/download435ac6b583f70fb9420b8dbbe2f9fc13MD53tede/121842022-07-18 09:51:49.215http://creativecommons.org/licenses/by-nc-nd/4.0/Attribution-NonCommercial-NoDerivatives 4.0 Internationalopen.accessoai:repositorio.bc.ufg.br:tede/12184http://repositorio.bc.ufg.br/tedeRepositório InstitucionalPUBhttp://repositorio.bc.ufg.br/oai/requesttasesdissertacoes.bc@ufg.bropendoar:2022-07-18T12:51:49Repositório Institucional da UFG - Universidade Federal de Goiás (UFG)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 |
dc.title.pt_BR.fl_str_mv |
Relação entre alfabetização financeira e atitude monetária |
dc.title.alternative.eng.fl_str_mv |
Relationship between financial literacy and monetary attitude |
title |
Relação entre alfabetização financeira e atitude monetária |
spellingShingle |
Relação entre alfabetização financeira e atitude monetária Gomes, Rafaela Avelina Alfabetização financeira Atitude monetária Finanças pessoais Financial literacy Monetary attitude Personal finance CIENCIAS SOCIAIS APLICADAS::ECONOMIA |
title_short |
Relação entre alfabetização financeira e atitude monetária |
title_full |
Relação entre alfabetização financeira e atitude monetária |
title_fullStr |
Relação entre alfabetização financeira e atitude monetária |
title_full_unstemmed |
Relação entre alfabetização financeira e atitude monetária |
title_sort |
Relação entre alfabetização financeira e atitude monetária |
author |
Gomes, Rafaela Avelina |
author_facet |
Gomes, Rafaela Avelina |
author_role |
author |
dc.contributor.advisor1.fl_str_mv |
Souza, Emerson Santana de |
dc.contributor.advisor1Lattes.fl_str_mv |
http://lattes.cnpq.br/3765687234109597 |
dc.contributor.referee1.fl_str_mv |
Cunha, Moisés Ferreira da |
dc.contributor.referee2.fl_str_mv |
Noriller, Rafael Martins |
dc.contributor.referee3.fl_str_mv |
Souza, Emerson Santana de |
dc.contributor.authorLattes.fl_str_mv |
http://lattes.cnpq.br/5200411892507806 |
dc.contributor.author.fl_str_mv |
Gomes, Rafaela Avelina |
contributor_str_mv |
Souza, Emerson Santana de Cunha, Moisés Ferreira da Noriller, Rafael Martins Souza, Emerson Santana de |
dc.subject.por.fl_str_mv |
Alfabetização financeira Atitude monetária Finanças pessoais |
topic |
Alfabetização financeira Atitude monetária Finanças pessoais Financial literacy Monetary attitude Personal finance CIENCIAS SOCIAIS APLICADAS::ECONOMIA |
dc.subject.eng.fl_str_mv |
Financial literacy Monetary attitude Personal finance |
dc.subject.cnpq.fl_str_mv |
CIENCIAS SOCIAIS APLICADAS::ECONOMIA |
description |
Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial decisions in the monetary context of their lives. Knowing the factors that affect people's attitude towards money can help them shape themselves economically and have desirable attitudes. The main purpose of this research is to examine the relationship between monetary attitude and financial literacy of university students. In order to do that, a descriptive and quantitative approach was used, using statistical methods confirmatory factor analysis and of logistic regression analysis, using STATA software. Data collection was carried out in a virtual environment, through the availability of professors and contact with students from undergraduate programs in Administration, Accounting and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78 questions, which resulted in a final sample of 182 valid answers. The results showed that only the dimensions monetary attitude, retention time, is statistically significant in relation to the level of financial literacy of university students, showing that those individuals who plan their financial future responsibly monitor their financial situation. The dimensions power prestige, distrust and anxiety were not statistically significant. |
publishDate |
2022 |
dc.date.accessioned.fl_str_mv |
2022-07-18T12:51:49Z |
dc.date.available.fl_str_mv |
2022-07-18T12:51:49Z |
dc.date.issued.fl_str_mv |
2022-06-14 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
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masterThesis |
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dc.identifier.citation.fl_str_mv |
GOMES, R. A. Relação entre alfabetização financeira e atitude monetária. 2022. 86 f. Dissertação (Mestrado em Ciências Contábeis) - Universidade Federal de Goiás, Goiânia, 2022. |
dc.identifier.uri.fl_str_mv |
http://repositorio.bc.ufg.br/tede/handle/tede/12184 |
identifier_str_mv |
GOMES, R. A. Relação entre alfabetização financeira e atitude monetária. 2022. 86 f. Dissertação (Mestrado em Ciências Contábeis) - Universidade Federal de Goiás, Goiânia, 2022. |
url |
http://repositorio.bc.ufg.br/tede/handle/tede/12184 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.relation.program.fl_str_mv |
31 |
dc.relation.confidence.fl_str_mv |
500 500 500 |
dc.relation.department.fl_str_mv |
7 |
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211 |
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Attribution-NonCommercial-NoDerivatives 4.0 International http://creativecommons.org/licenses/by-nc-nd/4.0/ info:eu-repo/semantics/openAccess |
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Attribution-NonCommercial-NoDerivatives 4.0 International http://creativecommons.org/licenses/by-nc-nd/4.0/ |
eu_rights_str_mv |
openAccess |
dc.publisher.none.fl_str_mv |
Universidade Federal de Goiás |
dc.publisher.program.fl_str_mv |
Programa de Pós-graduação em Ciências Contábeis (FACE) |
dc.publisher.initials.fl_str_mv |
UFG |
dc.publisher.country.fl_str_mv |
Brasil |
dc.publisher.department.fl_str_mv |
Faculdade de Administração, Ciências Contábeis e Ciências Econômicas - FACE (RG) |
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Universidade Federal de Goiás |
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